What is motorcycle insurance?
Motorcycle insurance gives you compensation if your bike is damaged or stolen. It also helps cover other road users in the event they're involved in an accident with your bike. There are different types of motorcycle insurance – the level of cover you take out will depend on your needs.
As a public road user in the UK, taking out insurance for your motorcycle is a legal requirement.
What are the different types of motorbike insurance?
There are three main types of insurance for your motorcycle: third party only; third party, fire and theft; and comprehensive cover. Third party cover is the minimum level of cover that you need to drive on UK roads; having this in place is a legal requirement. "Laid up", fire and theft cover, and short-term cover is also available.
To find out more about the different types of motorbike insurance, take a look at our answers to the top ten FAQs for motorcycle insurance.
How much is motorbike insurance?
Motorcycle insurance doesn't necessarily have to be expensive. As a specialist insurance broker for motorcycles, we're often able to secure low-cost motorbike insurance where others cannot. Call us for a cheap motorcycle insurance quote.
The cost of your motorbike insurance depends on a number of factors, including:
- The type of bike you ride
- Your location
- Your riding history
- Any no claims bonus you've built up
Specialist insurance for all types of motorbikes
At Bikesure, our cheap motorbike insurance quotes are available for learners, younger riders, experienced riders, commuters and motorbiking enthusiasts alike. And whatever kind of bike you have, we can cover it, whether it's a classic bike, modified, a superbike, custom built or a Chinese import.
When you use our online motorbike quote and buy system, you can instantly compare cheap motorcycle insurance quotes selected and choose which one is best for you. If you like the price you see you can buy online or speak to one of our knowledgeable team members to take up the policy or discuss options further.
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What's included in our five star motorcycle insurance?
Our motorcycle insurance policies can be tailored to your needs. Just some of the benefits available are:
- Multi-bike policies allow you to cover all your bikes of any type on one low-cost policy, including scooters, quads and trikes
- Cover for disclosed accessories fitted to your bike
- Repairs carried out by our approved provider are guaranteed for three years
- No loss of bonus or excess if you are hit by an uninsured driver
- Claims reporting and assistance service open 24hr
- Replacement bike provided if brand new motorcycle is written off in first six months from date of first registration
- European commission country cover for 90 days
- Agreed value option for classic, custom and modified motorbikes
- Great rates for riders with zero no claims bonus
- Riders with motoring convictions or criminal convictions covered
- Motorbike modifications and customisations covered
- Easy payment options even for 16-year-olds (subject to guarantor)
- Legal cover up to £100,000 included free of charge
- Wide range of add-ons available, including personal injury cover, breakdown cover and clothing and helmet insurance
How can I save money on my motorcycle insurance?
Although you can buy your cheap bike insurance policy online through us, you can get even better deals if you speak to us over the phone as we're able to take your individual circumstances into account in order to bring your premiums down substantially. We also offer a wide range of discounts, including for the following:
- Owners club members
- Limited mileage policies
- Adding extra security features to your bike
- Keeping your bike in a garage
- Experience riding on the roads
- Multi-bike insurance discounts
Our best rates are only available on the telephone, so make sure you call us on 0800 369 8580 before you buy a policy.
What details do I need to get an insurance quote?
You'll need to give us personal information, such as your name and address, and details on your motorcycle, including its make and model, approximate value, and the date you bought it. We'll also need to know about your riding or driving experience and any unspent convictions or accidents you've had and details on the security features of your bike.
How can I prove my no claims bonus?
The renewal letter from your current insurer will usually provide proof of no claims. If not, you can contact your previous insurer and request that they send it to you.
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