Scooter and Moped Insurance

scooter insurance

High quality scooter insurance at a low price is what Bikesure have specialised in for years. We have access to a wide variety of specialist scooter insurance schemes, and can offer cover tailored to your exact needs.

With cheap scooter insurance prices for learners, younger riders, experienced riders, commuters and scootering enthusiasts we offer a complete low-cost, high quality service to all owners of scooters. And as a specialist broker, we can offer cover if your scooter is a classic or modified.

Specialist Insurance for Scooters

Perhaps you're a teenager with a 50cc scooter, or maybe a classic scooter enthusiast with a Lambretta. You might enjoy rides with a friend on a two seater Suzuki Burgman, or you may just appreciate your scooter as a stylish and comfortable way to get from A to B. Whatever your lifestyle, there is probably a motor scooter out there for you, but finding a reasonable scooter quote may be somewhat trickier.

The problem is that a lot of insurance companies don't understand the particular needs of the scooter owner. They don't take account of the many ways in which scooters differ from bikes, and as a result, the unwary scooterist may be charged over the odds.

Bikesure is different

When you take out an insurance policy from Bikesure, you can be confident that the policy matches your needs as a scooter owner. That's because we have access to an array of specialist insurance schemes, many of which have been designed purely for scooters, including tailored schemes catering for standard scooters, classic scooters and customised scooters.

What's more, when you use our online scooter quote and buy system you can instantly compare scooter quotes selected from those available and then choose which one is best for you. If you like the price you see you can buy online, or speak to one of our knowledgeable underwriters to take up the policy or discuss further options.

Because our insurance is tailored to your needs, you can choose which features will benefit you most. Every policy comes with £100,000 of free legal cover, but we also offer optional add-ons including personal injury cover, comprehensive breakdown cover and protective clothing and helmet insurance.

Protection for 50cc and 125cc scooters

Whether your scooter has a 50cc engine or a 125cc engine, Bikesure can help. As the UK's largest independent specialist broker, we help you source affordable cover that can be tailored to your needs. This means that features such as breakdown cover or helmet and leathers cover can be added to your policy with ease. So whether you require 50cc scooter insurance, 125cc scooter insurance, or even cover for scooters with more power, give us a ring for a free, no-obligation quote.

Will the scooter's engine size affect the cost of my insurance?

Yes – as a general rule, the smaller the scooter's engine, the lower your insurance. Of course, your quote depends on a lot more factors than the size of your vehicle's engine, including the scooter's make and model, but a 50cc scooter will usually be cheaper to insure than if you were to purchase a 125cc scooter.

If you've passed your A1 licence, we don't blame you for wanting something a little more powerful, especially as scooters with 125cc engines can be ridden on motorways. Whichever you go with, a good choice for your scooter insurance is Bikesure. We even offer modified scooter insurance and cover for those with non-standard engines – just let us know about these when you give us a ring and we'll work out a tailored quote for you.

What is the difference between a scooter and a moped?

Mopeds and scooters are often confused with each other, which is why we're here to help you understand the key differences.

Simply put, a bike is classed as a scooter when it has a platform to place your feet while riding. Some scooters can go up to 800cc, whereas a moped has a maximum capacity of 50cc. These vehicles also have different max speeds, with mopeds only able to reach 28mph and scooters reaching as high as 115mph. These factors mean that scooters are generally a lot more powerful than mopeds – and usually tend to have a higher price tag.

At Bikesure, we offer both scooter and moped insurance; call us to find out more.

Bikesure scooter and moped insurance policy features

  • Agreed value option for classic, custom and modified scooters
  • Young rider insurance
  • Riders with motoring convictions covered
  • Riders with criminal confictions covered
  • Easy payment options including direct debit - even for 16 year olds (subject to guarantor)
  • Full range of comprehensive scooter insurance, TPFT insurance and TPO cheap insurance.
  • UK and foreign licenses acceptable.
  • Optional breakdown cover
  • Optional personal injury cover
  • Optional cover for your helmet and protective clothing up to £1,000
  • Legal cover up to £100,000 included free of charge

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