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Young Rider Insurance

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High quality motorcycle insurance at a low price is what Bikesure have specialised in for years, and if you are a young motorcyclist, you can benefit from the excellent rates available for young rider insurance. We have access to a wide variety of specialist moped and scooter insurance schemes with extra special rates for teenage riders, and can offer Defaqto 5 Star rated cover tailored to your exact needs.

High quality motorcycle insurance at a low price is what Bikesure have specialised in for years, and if you are a young motorcyclist, you can benefit from the excellent rates available for young rider insurance. We have access to a wide variety of specialist moped and scooter insurance schemes with extra special rates for teenage riders, and can offer cover tailored to your exact needs.

With cheap scooter insurance prices for learners & younger riders, we also have great rates for teenagers and young riders who have passed their category A, A2 or A1 motorcycle test. So whether your bike is a classic, modified, or one of the many Chinese scooter imports available today, we can help you find great cover for your bike at a lower price than you might think.

Use our online quote system right now to compare young rider insurance quotes from our panel of underwriters and choose the one that suits you best.

Specialist Insurance for Teenage Riders

Perhaps you’re a 16 year old who has just passed their CBT with a 50cc Chinese import scooter, or maybe you’ve taken a direct access A2 test and bought a stylish and comfortable commuter bike as a sensible way to get to and from college or work. Whatever your lifestyle, there is probably a motorbike out there for you, but finding a reasonable insurance quote may be somewhat trickier for the younger rider. Luckily, Bikesure takes a more measured approach and can reward young riders who put in the extra effort to improve their riding proficiency and experience. If you’re a young rider who has used stage access to reach a category A licence at 21, we can take your greater experience and skill into account when we calculate your rate, but equally, there are competitive rates for newly qualified and less experience riders too.

Bikesure is different

Young riders will benefit most if they speak to one of our knowledgeable staff, who have the flexibility to take into account factors which can’t be considered by a computer, and offer cheaper rates as a result, in many cases.

Because we have insurance policies tailored to young riders needs, you can choose which features will benefit you most. Every policy comes with £100,000 of free legal cover, but we also offer optional add-ons including personal injury cover, comprehensive breakdown cover and protective clothing and helmet insurance.

Young Rider Policy Features

  • Modified bike insurance
  • Import Chinese scooters and bikes can be covered
  • Cover available for novice and experienced young bikers – CBT / Provisional, Cat A2, Cat A1 and Category A licences whether obtained sequentially or by direct access
  • Cover for all kinds of bike from mopeds to sports bikes and cruisers
  • Riders with motoring convictions covered
  • Riders with criminal convictions covered
  • Easy payment options including direct debit – even for 16 year olds (subject to guarantor)
  • Full range of comprehensive insurance, TPFT insurance and TPO young rider motorcycle insurance.
  • UK and foreign licenses acceptable.

Helping young drivers save money on motorcycle insurance

There are a wide range of discounts available to young drivers, but we can usually find the cheapest rates on the .

Discounts include:

  • Owners club discounts
  • Limited mileage discounts
  • Security discounts
  • Garaged motorbike discounts
  • Experienced rider discounts

Although you can buy young driver insurance policies online, you can only get some of our cheaper rates if you speak to us on the phone. We can take you individual circumstances into account to bring your price down substantially, because our staff can look at things in a less rigid way than a computer and are specialists in cover for younger riders. UK based call-centres with highly trained staff mean we can answer any questions you might have and advise you on the features available from your policy.

Our best rates are only available on the telephone, so make sure you call us on 0800 369 8580 before you buy a policy.

Related Links

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Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

"I paid just £72.40"

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

Insurance to ride any bike

Agreed Value Insurance

Helmet and leathers

Keycare Insurance

Motorcycle Breakdown

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Brit Insurance Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £29.99 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.

Breakdown

The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.

Keycare

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £12,500 of personal accident cover for only £17.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £1,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £34.99. The policy is underwritten by Ageas Insurance Limited.

Helping Young Riders find Insurance

I was covered before I took my CBT!

Bikesure were able to give me cover for my bike a few days before I took my CBT, which meant I was able to get it taxed in time to take the test on my own bike.

Most companies would only give me young rider insurance cover starting from the day I took my test, which didn’t leave me enough time to get my bike ready.

Sample Quotes

Honda CBR400 NC25

Louis is 19, from Worcester, and has just passed his Category A2 motorcycle licence. He’s thrilled to be hitting the road on his recent £750 purchase – a 1995 Honda CBR400 NC25. He’s an experienced rider, of course, having acquired his licence via staged access, and he has one year’s no claims discount available for this policy.

Louis’s rate is just £379.49 for comprehensive protection, or £317.28 third party only cover.

Kawasaki ER-6F

20-year-old Mo lives in the Cotswolds, near Banbury (OX15) and has taken his category A2 test. He has a 2005 Kawasaki ER6F, which he has just bought for £2,500 and will be using as a general runabout. He has no no claims bonus available.

Mo’s rate is just £913.88 for fully comprehensive cover or £485.64 TPF&T

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.