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Learner and New Rider Motorbike Insurance

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Illustration of learner and new rider bikes, red and grey

Whether you’ve just passed your CBT and have a provisional licence or you’ve recently obtained a pink licence and are starting to enjoy your newfound freedom, we can cover you with our motorbike insurance for learners and new riders. Speak to our experts today for a Defaqto 5 star rated insurance policy.

What is learner motorcycle insurance?

Learner motorcycle insurance covers provisional bike licence holders who have passed their CBT and are now legally allowed to ride a bike unsupervised with L plates.

As a new rider with no built-up no claims bonus (NCB), you might find it trickier than most to get cover. We compare quotes and can tailor cover to suit you.

What is new rider bike insurance?

New rider insurance is for those who have recently received a pink AM licence, A1 licence, A2 licence or full A licence and are now using their bike to get around.

How much is motorcycle insurance for a new rider?

New rider insurance can be costly, especially if you’ve completed a direct access scheme (DAS) and don’t have much experience on the road but can now ride bikes with a high cc. However, after a year or two of claims-free riding, the cost of your cover can come down significantly.

How much you pay for new rider insurance depends on a number of factors, including the motorbike, scooter or moped you choose and what you use it for (for example, for commuting or pleasure). It can be difficult to definitively say how much your cover will cost, but thankfully we’re able to tailor policies to suit your needs and budget.

Why get learner and new rider insurance from Bikesure?

Our motorcycle insurance policies can be tailored to your needs. Just some of the benefits available are:

  • Multi-bike policies allow you to cover all your bikes of any type on one low-cost policy, including scooters, quads and trikes
  • Cover for disclosed accessories fitted to your bike
  • Repairs carried out by our approved provider are guaranteed for three years
  • No loss of bonus or excess if you are hit by an uninsured driver
  • Claims reporting and assistance service open 24 hours
  • Replacement bike provided if brand new motorcycle is written off in first six months from date of first registration
  • European Commission country cover for 90 days
  • Agreed value option for classic, custom and modified motorbikes
  • Great rates for riders with zero no claims bonus
  • Riders with motoring convictions or criminal convictions covered
  • Motorbike modifications and customisations covered
  • Easy payment options even for 16-year-olds (subject to guarantor)

Which bikes are best for new riders?

The type of bike you should choose will depend on a number of factors, including where and how you’ll be using your bike. For instance, if you live in the city, you might want something with a smaller engine, whereas if you’ll be using your bike for longer rides, you might want to consider buying a bike that’s of a larger capacity but still quite lightweight and nimble, as a starting point.

Read our blog on the best beginner motorcycles and scooters to find a wide array of great options.

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Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

"I paid just £72.40"

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

Insurance to ride any bike

Agreed Value Insurance

Helmet and leathers

Keycare Insurance

Motorcycle Breakdown

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Brit Insurance Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £29.99 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.

Breakdown

The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.

Keycare

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £12,500 of personal accident cover for only £17.00 a year. The policy is underwritten by Trinity Lane Insurance.

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580.

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £1,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £34.99. The policy is underwritten by Ageas Insurance Limited.

Sample Quotes

We can cover all types of riders, including young riders who have just got their A2 motorcycle licence.

Honda CBR400 NC25

Louis is 19, from Worcester, and has just passed his Category A2 motorcycle licence. He’s thrilled to be hitting the road on his recent £750 purchase – a 1995 Honda CBR400 NC25. He’s an experienced rider, of course, having acquired his licence via staged access, and he has one year’s no claims discount available for this policy.

Louis’s rate is just £379.49 for comprehensive protection, or £317.28 third party only cover.

Kawasaki ER-6F

20-year-old Mo lives in the Cotswolds, near Banbury (OX15) and has taken his category A2 test. He has a 2005 Kawasaki ER6F, which he has just bought for £2,500 and will be using as a general runabout. He has no no claims bonus available.

Mo’s rate is just £913.88 for fully comprehensive cover or £485.64 TPF&T

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.

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