But it doesn’t have to be this way. Bikesure understand that riders with convictions are not really very different from most riders without convictions. And for those riders with points accumulating on their licenses, they are more likely to be more careful in future in order to avoid a ban.
Cheaper Motorcycle Insurance with Convictions
Whether you have motoring or criminal convictions, it’s important to choose a company that sees you as an individual, rather than a statistic. By understanding the circumstances of a conviction, we can often offer you a cheaper rate, because we don’t have to assume the worst.
For example, we know that riders with a drink driving conviction usually learn from their experience, and the vast majority never re-offend, so our rates can reflect this fact, rather than punishing you out of proportion to the risk.
The plethora of speed cameras, CCTV and new regulations means that it is easier than ever to pick up a motoring conviction, even for a momentary lapse in concentration. Years ago, if someone was caught speeding and taken to court, then chances were, they sped most of the time, but with fixed penalties, Gatso cameras on so many of our roads, not to mention powerful bikes capable of rapid acceleration, these assumptions no longer hold true – and even accidentally straying above the limit for a few seconds can land you with an SP30 and three points before you can blink.
Even so, many insurance companies continue to apply hefty premiums to anyone with any kind of conviction, regardless of these changes, or of the individual merits of the risk. In truth, many companies simply lack the experience and know-how to determine a fair price in these cases. That’s why, if you need convicted rider insurance, it pays to speak to a specialist broker like Bikesure.
Convicted Rider Insurance Features
All of our motorcycle insurance policies are designed around you, and this means that you can choose from a variety of useful policy options. Every one of our policies comes with £100,000 of legal expenses protection included, free of charge, but you can also choose to add personal injury cover, comprehensive homestart breakdown insurance and helmet and leathers insurance.
Convicted Rider Motorbike Insurance Features
- Agreed value option (where applicable)
- Riders with any motoring convictions can be covered
- Riders with criminal convictions can be covered
- Riders with drink driving convictions can be covered
- Previously banned riders can be covered
- All modifications and customisations covered including turbochargers, NOx and other performance enhancing mods
- Easy payment options including direct debit options
- Full range of comprehensive, TPFT and TPO motorcycle insurance for convicted riders is available
- Legal cover up to £100,000 included free of charge
Insurance savings for convicted riders
Due to the nature of the products available, riders with a history of motoring or criminal convictions should always call for the best rates.
Save money with:
- Owners club discounts
- Limited mileage discounts
- Security discounts
- Garaged motorcycle discounts
- Experienced rider discounts
- Multi bike insurance discounts
If you have criminal or motoring convictions, or have been previously banned from riding, the personal approach can make all the difference. By taking your personal circumstances into account, we can offer rates that better reflect the risk, rather than having to assume the worst. For this reason, our best rates for convicted bikers are only available on the telephone, so make sure you call us on 0800 369 8580 before you buy a policy.
