Get our best possible rates by calling us on 0800 369 8580

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Cruiser Insurance

Existing customers please call

If you’re looking for high quality cruiser insurance for a standard or modified motorbike or chopper motorcycle at a reasonable price, then Bikesure, the specialist motorcycle division of Adrian Flux, can help. We have access to a variety of specialist motorcycle insurance schemes for choppers, cruisers, customs and kit bikes, and can offer Defaqto 5 Star rated cover tailored to your exact needs.

With fantastic prices for all cruiser motorbike and chopper enthusiasts we offer a complete low-cost, high quality service to all owners of cruiser motorcycles and customised motorbikes. And as a specialist broker, we can offer cheap crusier insurance cover whatever modifications you have made to your cruiser bike.

Cruiser Motorcycles Insurance

Whether you’re a fan of the American Chopper, a Japanese super cruiser, or even if you’ve built your bike from a kit of parts, the beauty of these bikes is that your bike can be as individual as you – but finding a reasonable motorcycle insurance quote for your muscle bike may be somewhat trickier.

The problem is that a lot of motorcycle insurance companies don’t take into account the love, time and attention to detail that cruiser motorcycle enthusiasts put into their bikes. Owners of these motorbikes really appreciate their machine and take more care to avoid their pride and joy being damaged. We’re different and we know how you feel. Trust us to look after what’s special to you.

Modified Motorbike Insurance with a difference

You can be confident that your Bikesure Cruiser Insurance policy will be designed to meet your individual needs as a cruiser motorcycle owner. Bikesure can quote from a wide range of special cruiser insurance schemes, from a wide range of motorbike insurance providers, so for cruisers, choppers and kit bikes, we have you covered. With our special schemes for Harley Davidson and Buell owners, great rates for modified and cruiser bike insurance and agreed value offered where applicable, we’re sure to have just the cruiser insurance policy you are looking for.

Our online quote engine compares cheap cruiser insurance quotes and lets you choose which is best for your situation, allowing you to compare prices and policy features. And although you can buy online, we would always encourage you to speak to us over the phone – our specialist staff can apply extra discounts not available online, as well as answering your insurance questions. Your policy comes as standard with £100,000 of free legal cover and, if you need it, you can also choose to add agreed value cover, low cost personal injury cover, homestart breakdown cover and helmet and leather insurance.

Cruiser bike insurance policy features:

  • Agreed value option
  • Riders with motoring convictions covered
  • Riders with criminal convictions covered
  • All modifications and customisations covered like for like, including turbochargers, NOx and other performance enhancing mods
  • Easy payment options including direct debit options
  • Full range of comprehensive cruiser and modified bike insurance, TPFT cruiser motorbike insurance and TPO cruiser motorcycle insurance available
  • Legal cover up to £100,000 included free of charge
  • Up to 90 days European Cover, with up to 60 days per trip

Save on insurance for your cruisers and modified motorbikes

There are a wide range of discounts available to owners of cruisers and modified motorcycles, many of which are only available on the phone.

Many policies have discounts available including savings for

  • Owners club membership
  • Limited mileage policies
  • Security devices and precautions
  • Keeping your cruiser in a garage
  • Experience of riding your motorcycle
  • Multi bike insurance discounts

If you have a modified bike, you can get even better insurance deals if you speak to us on the phone. We can take your individual circumstances and background into account to bring your price down substantially, because our staff can look at things in a less rigid way than a computer and are specialists in modified motorcycles and cruisers. UK based call-centres with highly trained staff mean we can answer any questions you might have and advise you on the features available from your policy.

Our best rates are only available on the telephone, so make sure you call us on 0800 369 8580 before you buy a policy.

Existing customers please call

Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

"I paid just £72.40"

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

Insurance to ride any bike

Agreed Value Insurance

Helmet and leathers

Keycare Insurance

Motorcycle Breakdown

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Brit Insurance Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £29.99 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.


The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.


If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £12,500 of personal accident cover for only £17.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £1,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £34.99. The policy is underwritten by Ageas Insurance Limited.

Help with cruiser insurance

I covered my Harley for it’s true value.

“I bought my Harley Davidson at a discount from a showroom that was closing down, but I couldn’t get an insurer to give me an agreed value for its true value, especially as I had a lot of valuable accessories too.

But Bikesure understood the circumstances and gave me Harley insurance for what it was really worth.”

Sample Quotes

FXSTSB Softail Bad Boy Springer 1340cc

Julian is 58 and from Oakham(LE15) in Rutlandshire, and a long term Harley owner until his circumstances changed four years ago. Now he’s back in the saddle and has bought a 1996 FXSTSB Bad Boy 1340cc for £7,500. As the nine years of no claims that he had built up with his previous Harley dates from 4 years ago, he was worried his experience wouldn’t count for much, but at Bikesure we are able to take these circumstances into account. Julian has over 20 years’ riding experience on a full licence.

Julian’s rate is just £135.00 for fully comprehensive cover, or only £121.00 for Third Party Only protection.

FLHRCI Road King Classic EFI 1450cc

Ally is 35 and from Chandler’s Ford, Hampshire (SO53). He has owned his beloved 2011 FLHRCI Road King Classic from new, and it’s worth around £11,250. Ally has held his full licence for four years and has one year’s no claims bonus available to use on this policy.

Ally only has to pay £227.70 for fully comprehensive cover.

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.