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Ride Any Bike Insurance

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As bikers ourselves, we at Bikesure know the frustration that motorbike riders face when wanting to use another person’s bike, but not being insured to do so. When an emergency strikes, or you find yourself urgently needing to borrow a bike, you won’t want to be held back by policies that only offer you third party cover. That’s why we provide ride any bike insurance to help give riders a level of comprehensive cover with extra benefits.

Teaming up with our panel of insurers, at Bikesure we can now offer our fellow riders Ride Any Bike Insurance – a policy add-on unique to us that provides insurance to ride any bike you want.

Provided you have a ‘ride any bike’ benefit on your existing or new policy, with our innovative new policy extension, you can be insured to ride absolutely any bike you choose (subject to terms), with full comprehensive insurance and without even having to let us know first.

This new policy add-on is ideal for any rider; whether you want to test ride a bike being sold privately, borrow a friend’s bike for the day or help to move a neighbour’s bike – we can help. Our ride any bike insurance policy will provide up to £10,000 cover for the repair or loss of all bikes you ride, provided you are legally able to ride it, it is insured by the owner and it doesn’t belong to anyone you live with.

Extend Your Policy To Cover Any Bike

Whilst your ‘ride any bike’ benefit on an existing or new policy may allow you to ride any bike you choose, it will usually be third party only, still leaving you partly liable in the event of an accident. No other policy extension will give you comprehensive cover like Ride Any Bike Insurance – also protecting you against accidental damage, fire and theft for any bike you ride.

Our policy gives you, and the owner, complete peace of mind that no matter what happens on the road, you will be fully insured on their bike. Even better, you won’t even have to let us know each time you want to ride a new bike. There are no frustrating phone calls, no forms to fill in – just hop on and ride away, enjoying the freedom and flexibility that ride any bike insurance brings.

With 25 years experience providing affordable and reliable cover to our customers, and as part of the UK’s largest specialist insurance broker, Bikesure is ideally placed to bring you this unique policy add-on. Unlike some of our competitors, all of our staff are trained experts and many are biking enthusiasts just like you – giving you the confidence that we know exactly what we are talking about and that will help to find you the best deal we can.

Ride Any Bike Insurance Policy Extension Features

Our unique policy add-on extends your insurance to include any bike, and offers you unmatched flexibility and cover – keeping you safe on the roads whatever you ride.

Just some of the features of our Ride Any Bike Insurance policy are:

  • We will insure you up to £10,000 for any damage or loss to someone else’s bike you ride that is already insured by them.
  • A £500 excess applies to any claim you make
  • You can be insured to ride any bike you choose, provided it is owned by someone you don’t live with and your are legally allowed to do so
  • No need to inform us of each bike you ride – leaving you free to enjoy the flexibility we offer
  • Comprehensive equivalent – insurance on all bikes you ride, giving you and the owner complete peace of mind when you use their bike.
  • Cover included for accidental damage, fire and loss of any bike you ride

Our best rates are only available over the phone, and we have a team of dedicated experts waiting to answer your call. Unlike some of our competitors, we don’t use complicated online forms and won’t have our staff reading from scripts. Each person at Bikesure is trained to help tailor a quote to you and your needs, getting to know you personally to find the right insurance at the right price for you.

For more information on our Ride Any Bike Insurance policy, or any other bike insurance that we offer, call us today on 0800 369 8580 or click the quote button.

Related Links

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Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

"I paid just £72.40"

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

Insurance to ride any bike

Agreed Value Insurance

Helmet and leathers

Keycare Insurance

Motorcycle Breakdown

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Brit Insurance Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £29.99 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.


The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.


If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £12,500 of personal accident cover for only £17.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £1,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £34.99. The policy is underwritten by Ageas Insurance Limited.

Insurance Problems Resolved

I was concerned about riding my friend’s brand new bike!

My friend bought a brand new bike, he said I could have a go on it but with it being new and worth nearly £5000 I was worried about riding it on Third party cover only Luckily Bikesure was on hand to offer me increased cover.

Sample Quotes

Suzuki GSX-R 600

Josh is 26 and recently passed his full motorcycle licence. He has been riding for the past couple of years on a 125 and built up two years no claims discount, but now he has bought himself a 1998 Suzuki GSX-R 600 as his first big bike. He lives near Clacton-on-Sea (CO15) and will use his bike for social, domestic and pleasure as well as commuting to and from work. He gets the ‘riding other bikes’ extension benefit on his policy and he increased this cover from the usual Third Party Only to Comprehensive cover for just £24.99.

Josh’s rate is just £239.60 for TPF&T cover, including ‘Ride Any Bike’ insurance.

Harley Davidson XL 883

Carole is 42 and wants to be able to ride her brother’s Harley Davidson when she visits him. She has had her licence two years and built up two years no claims discount on her own 2011 Harley Davidson FXDC Dyna Low Rider. Carole rides it for just social, domestic and pleasure purposes in the Sidcup area (DA15). Currently her policy only allows her to ride other peoples motorcycles on a Third Party Only basis, however for just £24.99, Carole increased this extension to cover her Comprehensive so that she can ride her brother’s bike with no concerns.

Carole’s rate is just £179.90 for Comprehensive cover, including ‘Ride Any Bike’ insurance.

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.

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