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Road Legal Trike Insurance

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If you ride a trike for fun or rely on one to aid your mobility as a disabled person, you really should get it properly insured and you can rely on a specialist policy from Bikesure to do that for you.

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Policy Upgrades / Add Ons
Case Studies

There are many reasons for owning a trike, but whatever yours is, Bikesure will be able to offer a competitive insurance quote. We always tailor our insurance to your individual needs and take into account the way you will be using your trike.

Our specialist staff will be familiar with the features of most trikes, whether they have been adapted for disabilities or not.

You may even had technical advice or a grant from The National Association for Bikers with a Disability (NABD) to help you adapt a trike — and we’ll probably have a policy for that too!.

And whether your trike is based on a VW Beetle or a Honda Goldwing, our expertise will help you find an economical deal.

Our trike insurance is already great value for money but you can secure even more discounts if you are a member of an owners club, fit extra security such as an alarm, immobiliser or tracker, or agree a limited mileage policy.

Benefits of Bikesure trike insurance

  • Agreed value cover available
  • Adaptations, modifications and customisations covered
  • Any size of engine covered
  • Payment options including direct debit and credit card
  • UK and overseas licenses accepted
  • Optional breakdown cover
  • Optional personal injury cover
  • Optional cover for your helmet, leathers and protective clothing up to £2,000
  • Legal cover up to £100,000 included free of charge

What trikes can be covered?

  • Custom conversions covered, including trikes based on all bikes and cars such as VW Beetles, Reliants and Minis
  • Factory-built and converted trikes including ride-from-wheelchair models
  • Adapted trikes with features such as full hand controls covered
  • Modified and custom trikes, including performance modifications
  • Imported trikes also covered

Need to talk trike insurance?

Bikesure phone enquiries are answered by trained underwriting technicians, happy to answer your questions and give you a fantastic personal quote.

Simply click the button to arrange a free callback at a convenient time, or call us now on 0800 089 0146 for a trike insurance quote.

Policy Upgrades / Add Ons
Case Studies
Existing customers please call

Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

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"I paid just £72.40"

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

CLICK HERE

Insurance to ride any bike

FROM £29.99

Agreed Value Insurance

FROM £36.00

Helmet and leathers

FROM £29.99

Keycare Insurance

FROM £29.99

Motorcycle Breakdown

FROM £62.00
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© Bikesure Insurance Services, 2023. All rights reserved.
Authorised and regulated by the Financial Conduct Authority.

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

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Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Brit Insurance Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £29.99 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.

Breakdown

The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.

Keycare

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £12,500 of personal accident cover for only £17.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £1,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £34.99. The policy is underwritten by Ageas Insurance Limited.

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Solving Trike Insurance Issues

We made a one-off, and got a policy to match!

“When my father and I set about the task of converting a Virago 535 bike into a trike, insurance was looking like it might be a bit of a headache.

We didn’t think we’d be able to get a good deal, but Bikesure came up trumps for us.”

Sample Quotes

Yamaha XV535 Virago Trike

Colin is 53 and has a converted 1993 Yamaha XV535 Virago Trike. He lives in Bideford in Devon (EX39) and rides the trike on full UK car licence which he has held for twenty years. Although he has no bonus available to use on this policy, he has earned nine years’ no claims bonus on his private car policy. He requires cover for a pillion passenger

Colin’s rate is just £190.34 for comprehensive cover, or only £133.87 for Third Party Fire and Theft protection.

Honda Goldwing Trike 1800cc

Jim is 46 and from Brigg in North Lincolnshire (DN20). He’s owned his 1800cc Honda Goldwing Trike from new, and it is currently worth £18,000. Jim takes great care of his trike and has fitted a Category 1 Datatool S4 C1 RED, and Almax Series III Padlock and chain to help keep it safe. He has held a full UK car licence for 13 years, and has earned two years no claims bonus on his trike policy. He has five years no claims bonus on his car policy.

Jim’s rate is just £432.66 for fully comprehensive cover, or a mere £239.10 for Third Party cover.

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

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Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

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Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

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Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

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Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

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Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.

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