Which 50cc bike is cheapest to insure for 16-18-year-olds?

Thousands of first time bikers call Bikesure each month to find out how much it will cost them to get moped insurance for their first 50cc bike.

During June 2019 Bikesure provided personalised quotes for tens of thousands of 16-18-year-olds and more than 800 different 50cc mopeds. 

yamasaki - moped insurance

Moped insurance: Why 16-18 year-olds choose 50cc bikes

The beauty of 50cc bikes is that they are so easy to learn on. They are usually “twist and go” budget peds with no gear-change to worry about.

They are remarkably good value too. You could get a top of the range 50cc ped for less than £2,000 and if your get a four-stroke engine there will be less maintenance to worry about. 

The newer models also benefit from Euro 4 compliant engines providing improved fuel economy and reduced emissions.

They are light, maneuverable and nippy making them a great commuter and first time bike. 

Most importantly for learner riders they are restricted to under 30 miles an hour meaning they can be ridden on an AM licence.

What is a category AM licence?

A category AM licence allows you to ride 2-wheeled or 3-wheeled vehicles with a maximum design speed of more than 25km/h (15.5mph) but not more than 45km/h (28mph).

This category also includes light quad bikes with unladen mass of not more than 350kg (not including batteries if it’s an electric vehicle) and a maximum design speed of more than 25km/h (15.5mph) but not more than 45km/h (28mph).

Because of the speed restrictions models under 50cc are the cheapest bikes to insure — even if you happen to be a learner or are still in your teens. 

The Bikesure team has now crunched the numbers and can reveal the most popular 50cc bikes for 16-18-year-olds to insure as their first moped or scooter and the average premium quote offered. 

Most popular 50cc bikes for 16-18 year-olds

1 Piaggio ZIP 50

The Zip was quoted 3,017 times with an average insurance asking price of £336.60p. 

Piagio Zip - moped insurance 1

2  Lexmoto Echo 50 L150QT-5L

The Echo -5L model was quoted 1,563 times with an average insurance policy quote of £344.32p.

3 AJS Firefox

Bikesure quoted for the Firefox 1,390 times during the month with the average premium being £329.69..

4 Peugeot Kisbee 50

The Kisbee was Europe’s biggest selling scooter in 2013 and Bikesure issue 1,333 quotes with an average cost of £338.27. 

5 Yamaha YQ50 Aerox

The Aerox was quoted 1,306 times during the month with an average cost of £323.34.

6 Lexmoto Echo 50 LJ50QT – 3L

The Lexmoto Echo was quoted 1,297 times with an average asking price of £344.32p.

7 Yamasaki YM50

Bikesure quoted for the YM50 1,286 times in June with an average quote price of £382.64p. 

8 Aprilia SR 50R

The Aprilia SR50 as quoted 1,258 times with an average cost of £309.78P.

aprillia - moped insurance

9 Aprilia RS 50

The  Aprilia RS50 followed close behind with 1,233 quotes with an average cost of £470.20p. 

10 Honda NSC50 Vision

The Vision was quoted 1,215 times during the month with an average price of £331.69p.

Need a moped insurance quote?

The team at Bikesure issue thousands of truly personalised moped insurance quotes each day. If you would like a value for money quote on your first time 50cc bike, call 0330 123 1028. 

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