All you need to know about our helmet and leathers insurance
However carefully you ride, the roads can be a dangerous place for bikers, and there’s no getting away from the fact that a good helmet and proper protective clothing are essential. But good quality helmets and leathers can be expensive, and if you do come off, they are likely to be damaged, even if they have saved you from a serious injury.
So it makes sense to protect them with a helmet and leathers insurance policy. Our helmet and leathers policy costs just £29.99, and covers £1,500 worth of your protective clothing, including your helmet, boots, gloves and leathers, against loss and damage in the event of a motorcycle accident within the United Kingdom. We also cover up to £3,000 worth of protective gear for just £39.99.
How much would it cost me to repair my own leathers?
If you didn’t have insurance, you could find yourself paying out hundreds in repairs to motorcycle leathers should they get torn in a motorcycle accident, as well as the costs involved with buying a new helmet.
Should I replace my helmet even if it does not look damaged?
Yes, if you have an accident and knock your head, even if your helmet looks undamaged, you should replace it. They are designed for single impact and the internal materials will be damaged.
What items are included?
With helmet and leather insurance cover from Bikesure, you get complete peace of mind. Any damage caused through a motorcycle accident to the protective motorbike clothing or equipment you own will be covered up to £1,500 – or £3,000 depending on the cover chosen – for repair or replacement.
This includes:
- Leather Clothing
- Protective Motorcycle Clothing
- Kevlar Clothing
- Armoured Protective Clothing
- Motorcycle Helmet
- Riding Boots
- Protective Gloves
How much excess will I have to pay?
For each claim on your policy, you will be required to pay the first £50.
Will my no-claims bonus be affected?
Claiming on your helmet and leathers insurance policy will not affect your bike insurance policy’s no-claims bonus.
What is the maximum I can claim?
We will pay up to a total of £1,500 – or £3,000 if you’ve chosen the higher level of cover – towards the repair or replacement of your motorcycle clothing when it becomes damaged in a motorcycle accident within the United Kingdom.
Are my protective textile jeans covered?
Yes, as long as the clothing you use is designed specifically for motorcycle riding then the product will be covered.