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Electric Motorbike Insurance

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As we all become more aware of the way our transport choices can affect the environment and our bank balances, more people are choosing electric motorbikes, scooters and mopeds as a cost-effective way to get around. With exceptionally low running costs, it is only logical that the insurance costs are also kept to a minimum. Our team of experts can offer you Defaqto five star-rated electric motorbike insurance policies for your new pride and joy.

Why choose Bikesure for electric motorbike insurance?

  • All makes of electric motorcycle, moped and scooter covered, including Chinese and Indian models that do not have an ABI code
  • Cover for modified electric motorbikes
  • Young riders can be covered
  • Cover for riders with motoring convictions and criminal convictions
  • Easy payment options including direct debit – even for 16 year olds
  • Full range of comprehensive, third party, fire and theft and third party only policies.
  • UK and foreign licences accepted
  • Optional cover for your helmet and protective clothing up to £1,000
  • Free legal cover on all policies

Do electric motorbikes need insurance?

Yes, electric motorbikes need to be insured if you’re planning on riding your bike on public roads. Just like other motorcycles, it’s a legal requirement that you get cover. It’s important that you also have the necessary licence to legally ride the bike.

How much is insurance for my electric motorbike, scooter or moped?

The cost of your insurance depends on a number of factors, including your riding history and any no claims bonus you’ve built up, as well as the type of bike you want to cover and how you’ll be using it. As a result, it can be difficult to estimate exactly how much your policy will be. Call us for an accurate, no-obligation quote that’s tailored to your needs and based on your individual circumstances.

How can I save money on my electric motorbike insurance?

We offer a wide range of discounts to owners of electric scooters, many of which are only available on the phone. Discounts include:

  • Owners club discounts (up to 15% off)
  • Limited mileage discounts
  • Security precautions
  • Keeping your scooter in a garage
  • Experience of riding your scooter
  • Multi-bike insurance discounts

Are electric motorbikes difficult to insure?

Electric motorbikes still make up a fairly small niche within the motorcycling community, so you might find that you struggle to find cover for your motorbike from mainstream insurance companies. Thankfully, as a specialist insurance broker, we’re able to cover all types of unusual bikes, including electric mopeds, scooters and motorbikes.

Insurance for all makes and models of electric scooters, mopeds and motorcycles

No matter what make or model your electric scooter or electric motorcycle, we can find insurance to cover you, including cover for imported and uncommon manufacturers. So whether you are riding a Zero, Sur-Ron, Swish or Zepii we can find insurance to cover your needs, be that commuting to work daily or for the occasional trip into town.

If you have realised the money-saving and environmental benefits of riding an electric scooter and now need to find electric motorbike insurance to match, call us to speak to an expert for a quote that is tailored to your needs. Alternatively request a callback or get a quote online.

Related policies

Existing customers please call

Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

"I paid just £72.40"

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

Insurance to ride any bike

Agreed Value Insurance

Helmet and leathers

Keycare Insurance

Motorcycle Breakdown

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Brit Insurance Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £29.99 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.

Breakdown

The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.

Keycare

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £12,500 of personal accident cover for only £17.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £1,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £34.99. The policy is underwritten by Ageas Insurance Limited.

Solving Electric Scooter Issues

I didn’t even know I needed cover.

I bought my electric scooter online, and didn’t initially realise I would need to insure it. When I rang round, many of the insurance companies I tried simply hadn’t heard of my bike, but Bikesure found me a policy at a reasonable price.

Sample Quotes

Neco Econeco

Mike is 56 and from Catterick (DL7) in North Yorkshire. He’s had a category A licence for 20 years, although he hasn’t ridden for a while. With petrol prices rising, and concerns for the environment, Mike has bought a 2010 Neco Econeco electric scooter for £1,200. Mike doesn’t have any no claims bonus to use on this policy.

Mike’s rate is just £175.00 for fully comprehensive cover, or only £95.00 for Third Party Only protection.

Dichao FT 2000

Toby is 20 and from Midsomer Norton near Bath. Toby has decided that he wants to save money on his travel, so he has bought himself a 2010 Dichao FT electric scooter – a snip at just £400. As he has only just passed his CBT and rides on a provisional licence, Toby was fearing a hefty insurance bill, particularly as few providers seemed to have heard of his bike.

Toby only has to pay £90.67 for third party only cover.

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.