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Custom Motorcycle Insurance

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For custom and modified bike insurance that won’t break the bank, call Bikesure, the specialist motorcycle insurance division of Adrian Flux. We’ve been offering modified and custom motorcycle insurance for years and we have a wide range of Defaqto 5 Star rated specialist custom bike insurance schemes, all specifically designed for the needs of the custom motorcycle enthusiast.

We can offer a complete low-cost, high quality custom bike insurance service ranging from minor modifications right through to one off custom builds, and we offer multibike policies too. We pride ourselves on offering custom motorcycle insurance cover no matter what modifications you might have made to your bike – from a paint job to a full on nitrous kit, we can help.

What kinds of custom and modified bikes can be insured?

Nowadays, custom bikes can refer to a number of bike styles, but you’ll be pleased to know that we can cover all the different types. Whether you own a cafe racer, bobber, chopper, cutdown, scrambler or streetfighter, speak to us for a quote.

We cover one-off motorcycles where someone – whether that’s an individual, a custom-build pro or the manufacturer – has built the bike from scratch, possibly using a base bike with custom-made, OEM, individually machined and aftermarket motorbike parts. These are usually one of a kind and will need agreed value cover and specialist custom built motorcycle insurance.

We also cover modern custom bikes, i.e. factory-built bikes that pair modern technology with styling from the 50s, 60s and 70s. These are otherwise known as cruisers or retro bikes.

Plus, we can also insure bikes that have been modified to improve performance or aesthetic.

Why choose Bikesure’s modified motorcycle insurance?

We know that the great thing about custom bikes is that they are as unique as their owners – but finding a cheap custom motorcycle insurance quote that still offers all the features you need can be quite a tricky prospect.

Most motorcycle insurance companies don’t take account of the special requirements of custom bikers. They have no way of taking into account the amount of time and effort that you have put into building and maintaining your custom motorbike, or the specialist knowledge that you’ve acquired. Because of this, our competitors frequently offer an expensive quote, and many of those who offer cover for modified bikes don’t offer like-for-like cover on the modifications themselves.

With Bikesure though, your quote will be tailored exactly to you, and our staff are able to take many factors into account which a computer system simply couldn’t cope with. As a result the quote generated will be unique, and we think our insurance for custom motorcycles is very competitively priced. We know that custom bike owners are likely to take great care of the machine they’ve toiled over, so you can rest assured that you’ll get extra special treatment from us.

Modified bike insurance experts

Whether your modified bike has just had some fairing removed or if you’ve fitted new filters, turbochargers or even scratch built a unique machine to your own design, we don’t think you’ll find any other insurer who knows as much about custom bikes as our staff. Because so many of our staff are genuine bike enthusiasts, we have specialists in house who have the knowledge and expertise to help us provide a custom motorbike insurance quote for machines fitted with even the most obscure parts and equipment.

Our custom motorcycle insurance is designed around you and your bike, so you can decide on a policy with the features you want. Our policies come with the option of agreed value cover, as well as up to £100,000 of free legal expenses cover. We also offer homestart breakdown cover, helmet and leathers policies and personal injury protection as options. We can even offer a multi-bike quote that covers all your bikes, standard and modified, on one low-cost policy.

We’re confident that our custom bike policies offer great value for money, and our best rates are always available on the phone, so call us now to get your custom bike the cover it deserves.

Custom Bike Policy Features

Custom motorcycle policies can offer a wide range of features and benefits, depending on scheme, including:

  • Agreed value option
  • Riders with motoring convictions covered
  • Riders with criminal convictions covered
  • Salvage Retention
  • Multi Bike Policies, including cover for collections including both custom and standard bikes
  • Third party cover to ride friends’ bikes
  • A number of modifications and customisations covered
  • Easy payment options including direct debit options
  • Full range of comprehensive and TPF&T custom motorbike insurance available
  • Legal cover up to £100,000 included free of charge

Additional custom motorcycle discounts available for:

  • Owners club members
  • Limited mileages
  • Long-term ownership of your bike
  • Security precautions
  • Garaged bikes
  • Multi bike insurance discounts

Existing customers please call

Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

"I paid just £72.40"

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

Insurance to ride any bike

Agreed Value Insurance

Helmet and leathers

Keycare Insurance

Motorcycle Breakdown

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Brit Insurance Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £29.99 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.


The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.


If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £12,500 of personal accident cover for only £17.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £1,000 (dependent on premium paid) in the event of a claim

Better Insurance for Classic Bikes

Zero excess, and I can ride my friends’ bikes!

“When I bought a classic motorbike I didn’t realise I’d have trouble getting the cover I needed. I had always ridden modern motorbikes and regularly took advantage of the ‘riding other bikes’ clause on my insurance – but it seems this cover isn’t available on classic bike insurance. Amazingly, Bikesure gave me this cover, and with a zero excess, all at classic bike insurance rates.”

Sample Quotes

1973 Suzuki GT250

Jeremy is 36 and has always loved classic bikes, so as soon as he passed a fulll bike test, he bought a 1973 Suzuki GT250 for £2,500. He lives in Bridport (DT6) and has a clean licence and will be using his bike for social, domestic and pleasure purposes – he’ll probably be taking it to the seaside on sunny weekends

Jeremy’s fully comprehensive quote is a snip at just £129.44, with third party, fire and theft cover an even cheaper option at £114.80.

1965 BSA Bantam

Ashley is 26 and from Aberdeen (AB15). As a self-certified hipster, he loves the retro styling and classic appeal of the 1965 BSA D175 Bantam, which he bought two years ago, and in its current condition is valued at £3,000. Ashley passed his full bike test five years ago and has a clean licence

His rate is a mere £92.83 for fully comprehensive SD&P cover.

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.

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