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Convicted Rider Insurance

Motorcyclists with motoring or criminal convictions can often receive a distinctly 'second class' service from many insurance companies - so much so, in fact, that many riders with a speeding fine or two under their belt just resign themselves to paying through the nose for their motorcycle insurance, as their renewal premiums rise dramatically.

But it doesn't have to be this way. Bikesure understand that riders with convictions are not really very different from most riders without convictions. And for those riders with points accumulating on their licenses, they are more likely to be more careful in future in order to avoid a ban.

Cheaper Motorcycle Insurance with Convictions

Whether you have motoring or criminal convictions, it's important to choose a company that sees you as an individual, rather than a statistic. By understanding the circumstances of a conviction, we can often offer you a cheaper rate, because we don't have to assume the worst.

For example, we know that riders with a drink driving conviction usually learn from their experience, and the vast majority never re-offend, so our rates can reflect this fact, rather than punishing you out of proportion to the risk.

The plethora of speed cameras, CCTV and new regulations means that it is easier than ever to pick up a motoring conviction, even for a momentary lapse in concentration. Years ago, if someone was caught speeding and taken to court, then chances were, they sped most of the time, but with fixed penalties, Gatso cameras on so many of our roads, not to mention powerful bikes capable of rapid acceleration, these assumptions no longer hold true - and even accidentally straying above the limit for a few seconds can land you with an SP30 and three points before you can blink.

Even so, many insurance companies continue to apply hefty premiums to anyone with any kind of conviction, regardless of these changes, or of the individual merits of the risk. In truth, many companies simply lack the experience and know-how to determine a fair price in these cases. That's why, if you need convicted rider insurance, it pays to speak to a specialist broker like Bikesure.

Convicted Rider Insurance Features

All of our motorcycle insurance policies are designed around you, and this means that you can choose from a variety of useful policy options. Every one of our policies comes with £100,000 of legal expenses protection included, free of charge, but you can also choose to add personal injury cover, comprehensive homestart breakdown insurance and helmet and leathers insurance.

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Convicted Rider Motorbike Insurance Features

  • Agreed value option (where applicable)
  • Riders with any motoring convictions can be covered
  • Riders with criminal convictions can be covered
  • Riders with drink driving convictions can be covered
  • Previously banned riders can be covered
  • All modifications and customisations covered including turbochargers, NOx and other performance enhancing mods
  • Easy payment options including direct debit options
  • Full range of comprehensive, TPFT and TPO motorcycle insurance for convicted riders is available
  • Legal cover up to £100,000 included free of charge

Insurance savings for convicted riders

Due to the nature of the products available, riders with a history of motoring or criminal convictions should always call for the best rates.

Save money with:

  • Owners club discounts
  • Limited mileage discounts
  • Security discounts
  • Garaged motorcycle discounts
  • Experienced rider discounts
  • Multi bike insurance discounts

If you have criminal or motoring convictions, or have been previously banned from riding, the personal approach can make all the difference. By taking your personal circumstances into account, we can offer rates that better reflect the risk, rather than having to asssume the worst. For this reason, our best rates for convicted bikers are only available on the telephone, so make sure you call us on 0800 369 8580 before you buy a policy.

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Helping Convicted Riders get Cover

Case Study

“Bikesure didn't hold my past mistakes against me”

“I'd been struggling to get any cover for my bike because of a lengthy prison sentence I served for crimes I committed when I was young.

But I'm much older now and Bikesure took into account the length of time since the conviction and the rehabilitation work I've undertaken.”

Sample Quotes

Honda CBF 600

Gary is 43 and from the Great Yarmouth area (NR31). He received a fine and community service order three years ago for a crime he committed, which has caused him some problems with getting insurance. He has just bought a 2003 model Honda CBF600 for £1,200, and wishes to use it to commute to work. He has a full category A licence, held for more than 20 years.

Gary's rate is just £263.91 for fully comprehensive cover, or only £192.39 for third party, fire and theft cover.

Yamaha YBR 125

Kieran is 31 and from Llandudno (LL30). As a result of crimes committed several years ago, he served two years in prison. He has now picked himself up, and has bought a Yamaha YBR 125 to help him get to and from his job. The bike is only worth £900, but Kieran is new to biking having passed his CBT in March 2013. He currently holds a provisional licence and does not have any no claims bonus to use.

Kieran's rate is just £336.86 for TPF&T cover, or a mere £271.62 for third party only.

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0800 369 8580
Convicted Riders
"I paid just
£192.39
"


Gary (43), Great Yarmouth,
Honda CBF 600, TPF&T
Criminal Record

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