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Existing customers call Customer Service on 0344 381 6503

Buggy Insurance

Existing customers please call

Over recent years buggies have become more and more popular, with more brands appearing in the UK market and others choosing to build their own buggies, Bikesure’s Defaqto 5 Star rated comprehensive level of cover, specialises in providing insurance for the different and unique and this includes buggies.

Whether you own a farm atv for agricultural work, a road legal buggy for driving on countryside roads in the summer or an off-road buggy for use on your private land, Bikesure can find the policy to suit your buggy insurance requirements. With access to a variety of specialist buggy insurance schemes we can be sure to tailor your insurance quote to best suit your needs.

Bikesure can cover almost all buggies, including road legal buggies, off-road buggies and both one-seater and two-seater buggy models.

Off-road buggies are commonly used on farms and private land as an easy and fun way to get around, Bikesure can offer fire and theft insurance for your off-road buggy. Many farmers who use farm quads, atvs or buggies can have difficulty finding insurance, but Bikesure are happy to be able to offer rates for farmers using the buggies for work.

Who can insure a buggy for road use?

Road legal buggies can be driven by anybody with a full UK driving license. Bikesure can also offer comprehensive insurance to those that have difficulties finding buggy insurance for road use due to motoring convictions, criminal convictions or zero no claims discounts.

Speak to a member of the Bikesure team who will be able to provide you with the best quote for your specific buggy insurance requirements. You can also request a callback or receive a quote online.

Insurance Policy Benefits for Buggies

  • Performance buggies, leisure, sports and utility buggies, ATVs, agricultural and farm buggies and bug riders are all covered
  • Multibike insurance policies at reduced rates covering quads and bikes
  • Riders with zero no claims accepted
  • Riders with motoring convictions covered
  • Riders with criminal convictions covered
  • Most modifications and customisations covered
  • Full range of comprehensive, TPF&T and TPO buggy insurance.
  • UK and foreign licences acceptable.

Buggy insurance savings

There are a wide range of discounts available for buggies and their riders, many of which are only available on the phone.

Discounts include:

  • Owners club discounts of up to 25%
  • Security discounts
  • Garaged buggy discounts
  • Discount for Private Car No Claims Bonus
  • Discount for Motorcyle NCB
  • Introductory discount available for No Claims being used on another vehicle
  • Multi bike insurance discounts

Our best rates are only available on the telephone, so make sure you call us on 0800 369 8580 before you buy a buggy policy.

Related Links

Existing customers please call

Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

"I paid just £72.40"

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

Insurance to ride any bike

Agreed Value Insurance

Helmet and leathers

Keycare Insurance

Motorcycle Breakdown

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Brit Insurance Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £29.99 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.

Breakdown

The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.

Keycare

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £12,500 of personal accident cover for only £17.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £1,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £34.99. The policy is underwritten by Ageas Insurance Limited.

Solving Buggy Insurance Issues

We made a one-off, and got a policy to match!

I bought a Buggy for a bit of fun in the summer and got one with an 1100cc engine. It was only when I came to insure it that I discovered the vehicle had been manufactured as a 650cc and a previous owner had upgraded the engine. This seemed to put most insurers off, then I called Bikesure. They were able to offer me the comprehensive cover I was looking for.

Sample Quotes

GS Moon XY KD260

Dennis is 26 and has bought a 2003 model GS Moon XY KD260 buggy for £500. He lives in Cirencester in Gloucestershire (GL7) and rides the buggy on his full UK car licence which he has held for four years. He has no bonus available to use on this policy.

Dennis’s rate is just £332.49 for fully comprehensive cover, or only £233.68 for Third Party Fire and Theft cover.

Quadzilla RL300

Jamie is 36 and from Ripon in North Yorkshire (HG4). He’s just bought a 2009 Quadzilla RL300 buggy for £1,900. He has held a full UK car licence for 10 years, and has earned five years no claims bonus on his car policy.

Jamie’s rate is just £215.29 for fully comprehensive cover, or only £130.00 for Third Party Only cover.

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.