Motorcycle Insurance

How To Borrow A Bike And Get Short Term Bike Insurance

Reignite Your Passion For Biking – Borrow A Friend’s Motorbike

There are all sorts of reasons that people ride motorcycles. Whether it’s the sense of freedom that comes with two-wheeled cruising, the handy ability to weave through traffic or just the desire to look half as cool as the heroes from films and magazines do.

Chances are you love your bike, regardless of whether it’s your first set of wheels or something you’ve always dreamed of and have worked your way up to.
Despite the joy that can be gained from hitting the road on your own bike, inevitably us bikers end up eyeing up other people’s bikes and trying to seek out that same thrill we felt when we first straddled an engine.

One of the easiest and cheapest ways of securing that ‘new bike rush’ is by borrowing a friend’s bike. Taking temporary ownership of a friend’s bike is a great way to reignite your passion for biking, as well as a good way for the owner to keep their bike on the road and in safe hands whilst they’re not using it.

Borrowing a bike can be useful for different periods of time too, whether you borrow it for an afternoon to enjoy the weather, a weekend getaway or even to take on a biking holiday – each will give you the chance to get back in touch with biking and enjoy a trip out at the same time.

The Practicalities of Bike Borrowing

So you’ve got your friend to agree to you borrowing their bike, and you’re ready to take to the road and head out on a biking holiday, weekend road trip or whatever takes your fancy – but what else needs considering before you go?

The number one problem facing people who borrow bikes is insurance – and both insurance to ride any bike and short-term bike insurance are solutions to that problem.

Whilst most, hopefully all in fact, bikers will have existing insurance policies for their own bikes, many of these will only provide third party cover for riding any other bikes. Whilst it should be perfectly legal to borrow another bike, insurance-wise, if you were to get into a scrape all the costs would come back on you and your friend.

It is however possible to get comprehensive insurance to ride any bike, and Bikesure’s ride any bike insurance does just that by adding an extension to any existing bike policy to enable you to be fully covered, whoever’s bike you’re on.

Bikesure’s policy will cover you for up to £5,000 for any damage to the bike provided it doesn’t belong to someone you live with, and covers any type of bike you are legally allowed to ride. It will also give you insurance to ride any bike you want to ride at any time, so you won’t need to fill out forms for every individual bike, giving you extra freedom to try any bike you fancy.


Getting Short Term Motorbike Insurance

If you aren’t currently insured to ride any bike, Bikesure’s short term motorcycle insurance is another good option.

Providing cover for periods between one day and three months, short-term bike insurance constitutes the ideal solution for people looking to travel on borrowed bikes to holidays, shows and events across the country. As long as you’re aged 19 or above, anything from one day bike insurance up to three months is available on any make or model of motorbike.

Short period motorbike insurance is also useful for bikes that you already own yourself. Many people only ride their bikes in warmer winter months, or take annual holidays on theirs and leave them in storage for the rest of the year.

To get more information on how to borrow a motorbike, and to find out all about Bikesure’s ‘flexride’ ride any bike insurance, or the short term motorbike insurance, give us a call today on 0800 587 9718, or complete the callback form on the website.


Colombian bikers gearing up for UK tour

The Colombians are coming – and it’s largely thanks to Bikesure, and the dedication of two bikers who have formed an Anglo-South American alliance to tour Britain on custom Yamahas.

The tour, which gets under way on May 30 for two weeks, will see 15 Colombian members of the Yamaha Custom Club travel to England to team up with like-minded bikers from the UK and across Europe.

But, as organiser Trevor Bridgwood explains, the tour nearly didn’t happen until an 18-month search for insurance finally bore fruit when Bikesure’s Mat Marr pulled out all the stops to put a deal in place.

“Getting insurance was extremely difficult,” he said. “ It took me about 18 months, until I bumped into Mat on the Yorkshire Pudding Rally.

“Matt was very good – they spoke to several underwriters before one agreed. We were chuffed to bits, because I’d said right from the start that I wouldn’t start to organise anything until we’d sorted the insurance. “It was the biggest hurdle, a real headache. I had phoned round a lot of brokers but no-one had been able to do it.”

The cross-continental link was forged when Colombian rider Carlos Arroyave took part in the 2009 Yamaha Custom Club (YCC) tour of Belgium.

“Carlos had such a good time that when he went back to Colombia he invited all the European clubs over for a tour in his home country. We took 14 from the UK,” said Trevor.

Riders in Colombia on the tour of 2009

Riders on tour in Colombia

Carlos, a retired army Sergeant Major, said: “Because of Colombia’s bad international reputation I was concerned that many would be afraid to travel.

“In the end over 50 were very courageous and decided to take a flight and discovered the truth. The first Colombian Rally in 2010 was a great success.”

Further trips were arranged for 2012 and 2014, before it was the UK’s turn to host the annual European rally for the YCC.

“This year it’s our turn, so we’ve invited the Colombians over for two weeks, found bikes for them to ride, sorted hotels and organised a route around the UK,” said Trevor, who took up riding after using his army resettlement grant to take a direct access motorcycle course.

The route the bikers will take

The route the bikers will take

“Some great friendships were born on our trips to Colombia and, having enjoyed their hospitality on our visits, we felt it only right that we should try and offer a similar opportunity to our guests.

“It all seemed to be coming up against a brick wall until I met Mat.”

Bikesure team manager Mat said putting the cover in place with underwriters Markerstudy had been a long process.

“It’s been a lot of work, but we always look to try and do something a bit different for people if we can and, after Trevor explained the situation and his difficulties at the show, I made it a bit of a personal mission to get it sorted for him,” he said.

“We sell ourselves as a specialist company and I’m quite passionate about proving we can help people out with unusual requests.

“I really wanted to help him out because without the insurance there’d have been no tour and very few insurers will quote on an international licence for short period cover.

“We spend a lot of time making sure we’ve got good relationships with underwriters, and that certainly helps in situations like this. Trevor was really chuffed, and I’m really pleased we could help him.”

Final preparations are underway for the tour, as more than 50 riders joined by a common passion prepare to show off their homeland to bikers from across the globe.

Bikers snaking through the mountains in Colombia

Bikers snaking through the mountains in Colombia

Carlos, who has already taken part in tours in Belgium, Sweden, Denmark and Finland, is looking forward to his first taste of England.

“I appreciate the friendship and camaraderie that exists between different cultures, with one passion in common. My motto is ‘My home is your home’,” he said.

Trevor paid tribute to the British riders who have found 15 bikes for the visitors’ to ride: “This all shows another of the reasons that bikers are passionate about their hobby – you can always rely on the support of a fellow biker.

“Bikes encourage people to share their experiences and socialise with people. Biking has taken me and my family all around the country and the world. It has enabled us to meet loads of people with a shared interest and a common bond. Above all though, it’s bloody good fun!”

Bikesure Wins Insurance Provider of the Year Award

It’s always nice to get the year off to a winning start, and 2015 has kicked off with Bikesure being awarded the Insurance Provider of the Year Award by Motorcycle Trader magazine.

Seeing off stiff competition from all the big names in the motorcycle insurance industry, Bikesure’s award win was revealed in the January/February issue of the trade magazine.

Explaining how Bikesure was selected for the prize, Jenni Foulkes, Editor of Motorcycle Trader, said: “We shortlisted a number of motorcycle-specific insurance providers ourselves early on in the process and then conducted a telephone poll amongst members of the motorcycle trade to choose a winner.

“Thanks to its dedicated trade service and dealer referral scheme, Bikesure was frequently named as a preferred provider by the dealers we spoke to, making it a clear and deserving champion with a big portion of the final votes.”


The coveted plaque

Since opening its doors over 20 years ago, Bikesure has developed a network of dealers across the UK, helping to provide customers with competitive insurance locally. The large and varied insurance panel that Bikesure works with means that the dealer network now extends to practically all makes and models of bike across the country, and Gerry Bucke, Bikesure’s General Manager, believes this relationship was key to winning the award.

“All of us at Bikesure are delighted to have won this award, and it is testament not only to the quality of the insurance that we have been offering, but also the hard work and dedication of our staff, insurers and the entire dealer network.

“We’ve been offering bikers around the UK insurance for just over two decades now, and the dealer network we’ve built up over that time has been a key part of our success. The great relationship we have with our nationwide dealers and the support we’ve given their customers over the years has undoubtedly worked in our favour when they chose a winner.”

With the award plaque now taking pride of place in the Bikesure offices, everyone at the broker is looking forward to a successful year and hopefully many more awards to come.

Bikesure's Tom Clay and Grant Varnham with the award

Bikesure’s Tom Clay and Grant Varnham with the award | Specialist Motorcycle Insurance

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