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Over recent years buggies have become increasingly popular, with more brands appearing in the UK market, such as the road legal Quadzilla RL500 mkII and the Honda ATV. There is also a lot of interest in build-your-own kits.

Buggies can be driven by anyone with a full UK car driving licence, but it can be difficult to get insurance. Bikesure, the free-thinking motorcycle insurance broker, specialises in providing insurance for different and unique vehicles, including buggies.shutterstock_38221957

Buggies can be used for a range of purposes. There are performance buggies, leisure, sports and utility buggies, ATVs, agricultural and farm buggies and bug riders. Because of this, Bikesure offers tailor-made quotes to suit individual’s requirements. After all, why pay for more than you need to?

If you own an off-road buggy and are using it on farms and private land – third party, fire and theft insurance cover would be best. However, if you are using your buggy on the road then comprehensive insurance is what you need.

It’s often difficult for farmers to get appropriate insurance cover for buggies, farm quads and atvs used for work purposes, but Bikesure can still insure your vehicle even if its primary use is for work. In fact, Bikesure aim to find cover for all buggies, even if you have zero no claims bonus, motoring or criminal convictions or if your buggy is modified or customised. The team at Bikesure use their specialist knowledge and expertise to get the right quote for your circumstances, taking into account many different factors for which a computer system may just say ‘No’.


Bikesure also offer a range of discounts for buggies and their riders, many of which are only available on the phone. Discounts include owners club discounts, security discounts, garaged buggy discounts, discount for car and motorcycle no claims bonus discount.

The policies come with £100,000 of legal expenses cover completely free of charge, access to a 24-hour claims hotline and a dedicated claims handler.

Additional extras include keycare, helmet and leathers cover, excess protection, breakdown cover, personal accident cover, and, Riderguard.