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Over 50s Motorcycle Insurance

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Whether you’re getting back into biking after a break or you never stopped riding, we can help you get tailored over 50s motorcycle insurance at a price that suits you.

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Policy Upgrades / Add Ons
Case Studies

Why choose Bikesure for mature rider’s insurance?

  • Affordable motorcycle insurance for the over 50s
  • Cover can be tailored to meet your individual needs
  • Discounts available for owners club members and limited mileage policies
  • Great rates for riders with zero no claims bonus (NCB)
  • Agreed value option for classic, custom and modified motorbikes
  • Can cover all types of bikes, from retro mopeds to modified streetfighters
  • Cover for disclosed accessories fitted to your bike
  • Repairs carried out by our approved provider are guaranteed for three years
  • No loss of bonus or excess if you are hit by an uninsured driver
  • Claims reporting and assistance service open 24hr
  • Replacement bike provided if brand new motorcycle is written off in first six months from date of first registration
  • European commission country cover for 90 days
  • Legal cover up to £100,000 included free of charge
  • Wide range of add-ons available, including personal injury cover, breakdown cover and clothing and helmet insurance

Affordable motorcycle insurance for older riders

We offer a range of policies and discounts from our wide network of insurers that are ideal for mature riders. We compare policies from a range of different providers to ensure our clients get the best deals to suit their needs.

Discounts for riders returning to motorcycling after a break

We now offer discounts for riders as young as 30 returning to two wheels after a break. For those who have taken a longer sabbatical or want to embrace motorcycles for the first time at a later stage in their lives, we also offer a 60-plus scheme, which is applicable to anyone aged 60 to 80, subject to terms and conditions. So if you’re returning to motorcycling after a break, speak to us directly for a quote.

FAQs

What kind of motorbike is best to drive for older motorcyclists?

Although your old 70s bike may look great, that doesn’t necessarily mean it is the best weight, offers you the right power or has the best handling for your needs. It might be time to ditch the old motorbike and find a smaller bike that gives you freedom and control. Take a look at our guide to the best 125cc bikes.

You might also want to consider a retro-styled bike, which has the look and feel of a bike from the 60s and 70s, but the safety features of the present day. Take a look at our best retro bike lists:

Who has the lowest price on motorcycle insurance?

Mature riders are often able to get cheaper motorcycle insurance compared to younger riders. This is because older riders tend to have more experience on the road.

At what age does a motorcycle become a classic?

In general, once a motorbike has been around for 30 years, it can be considered a classic. However, there are some exceptions. Read our guide on how old a motorbike has to be to get classic insurance to find out more.

Are older bikes cheaper to insure?

Not necessarily, though older bikes can be affordable to insure through a specialist broker like Bikesure. Call our team if you’re looking for classic bike insurance.

Policy Upgrades / Add Ons
Case Studies
Existing customers please call

Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

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"I paid just £72.40"

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

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Insurance to ride any bike

FROM £29.99

Agreed Value Insurance

FROM £36.00

Helmet and leathers

FROM £29.99

Keycare Insurance

FROM £19.00

Motorcycle Breakdown

FROM £62.00
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© Bikesure Insurance Services, 2024. All rights reserved.

Bikesure Insurances Services is authorised and regulated by the Financial Conduct Authority (FCA) under the registration number: 307071. Registered Office: East Winch Hall , East Winch, King's Lynn, Norfolk, PE32 1HN, UNITED KINGDOM.

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

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Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Brit Insurance Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £29.99 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.

Breakdown

The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.

Keycare

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £12,500 of personal accident cover for only £17.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £1,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £34.99. The policy is underwritten by Ageas Insurance Limited.

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Better Insurance for Classic Bikes

Zero excess, and I can ride my friends’ bikes!

“When I bought a classic motorbike I didn’t realise I’d have trouble getting the cover I needed. I had always ridden modern motorbikes and regularly took advantage of the ‘riding other bikes’ clause on my insurance – but it seems this cover isn’t available on classic bike insurance. Amazingly, Bikesure gave me this cover, and with a zero excess, all at classic bike insurance rates.”

Sample Quotes

1973 Suzuki GT250

Jeremy is 36 and has always loved classic bikes, so as soon as he passed a fulll bike test, he bought a 1973 Suzuki GT250 for £2,500. He lives in Bridport (DT6) and has a clean licence and will be using his bike for social, domestic and pleasure purposes – he’ll probably be taking it to the seaside on sunny weekends

Jeremy’s fully comprehensive quote is a snip at just £129.44, with third party, fire and theft cover an even cheaper option at £114.80.

1965 BSA Bantam

Ashley is 26 and from Aberdeen (AB15). As a self-certified hipster, he loves the retro styling and classic appeal of the 1965 BSA D175 Bantam, which he bought two years ago, and in its current condition is valued at £3,000. Ashley passed his full bike test five years ago and has a clean licence

His rate is a mere £92.83 for fully comprehensive SD&P cover.

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

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Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

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Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

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Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

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Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Get a Quote

Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.

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