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Agreed Value Motorbike Insurance

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Agreed Value bike insurance is available on on all motorcycles. We can do agreed value for Classic bikes, Harley Davidsons, Collectible motorbikes, Custom bikes and Modified and even modern bikes! In fact we can do a agreed value on any motorcycle as long as it’s at least 1 year old.

If your bike has been well looked after and maintained, the Market Value rate payable in the event of a total loss claim may not reflect the true value of your motorcycle, which could be achieved if you were to sell it in its present condition.

If this applies to your bike, then you should ask for an agreed value policy through Bikesure. If you choose an Agreed Value insurance policy and your motorcycle is written off, then any offer made will be based on the agreed value, rather than the current market price value.

If you request an agreed value policy, you will be required to complete an agreed valuation form and may be asked to send us one or more photographs of your bike and sometimes, although rare, we will also require copied of receipts of parts and labour costs for any work that has been carried out on your vehicle. Should we not initially agree the valuation we may ask for an independent valuation, which can usually be obtained from a specialist garage. All of this information is important as we need to know all about your bike in order to value it – if you don’t complete the required paperwork, your bike will be covered, but only to market value rates.

Where we need photos of your bike, you have the option of sending in digital photos or scans via email, rather than spending money on extra prints. Please bear in mind that the more expensive or exotic your bike, the more detail we will require from your photos.

Once we have received all your details, one of our expert valuers will review the information that you have supplied and if agreeable to the insurance company, will issue you with an Agreed Valuation Certificate.

To speak to one of our motorcycle insurance specialists, use the call back form during our office hours of 9am to 7pm Monday to Friday or 9am to 4pm Saturday.

Agreed Value Policy Features

Depending on the particular scheme selected, our classic, specialist and modern bike policies can offer a wide range of features and benefits including:

  • Agreed value option for any bike over 1 year old.
  • Riders with motoring convictions covered
  • Riders with criminal convictions covered
  • Salvage Retention
  • Cover to use your motorcycle at club rallies and events
  • Multi Bike Policies
  • Classic policies with Zero Excess available
  • Free UK and EU breakdown cover on some classic schemes
  • Third party only cover to use your friends’ bikes & new option to extend cover on other peoples bikes to comprehensive equivalent!
  • A huge range of modifications and customisations covered
  • Full range of comprehensive & TPFT agreed value motorcycle policies
  • Legal cover up to £100,000 included free of charge

Motorcycle Agreed Value

You can save even more money on your classic motorcycle insurance with additional discounts available for:

  • Owners club members
  • Limited mileages
  • Experience of riding a classic bike
  • Security precautions
  • Multi bike insurance discounts
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Insurance fit for a King

Four-time World Champion and King of The Jungle Carl Fogarty teams up with Bikesure Insurance

"I paid just £72.40"

David (46), Cambridgeshire

1966 Triumph T100SS

Call today for a quote!

Insurance to ride any bike

Agreed Value Insurance

Helmet and leathers

Keycare Insurance

Motorcycle Breakdown

Policy Upgrades

Bikesure offer a range of upgrades and extra benefits, at low prices, so you can add just the additional cover you need to your policy without breaking the bank.

Legal Cover (Free)

All motorcycle policies purchased through Bikesure come with £100,000 of legal expenses cover completely free of charge. You will also have access to a 24 hour claims hotline and a dedicated claims handler, a suitable replacement vehicle (where eligible) in the event of a non-fault claim, and access to a panel of legal experts to help you through any litigation. Other brokers and insurers charge up to £32 or more for similar cover. This policy is underwritten by Brit Insurance Limited.

Helmet & Leathers Cover

Replacing your helmet and leathers can be expensive and inconvenient as you have to either stop riding or compromise your safety by riding without protective clothing. Protect up to £1,500 worth of protective clothing for just £29.99 or up to £3,000 worth for £40.00. This helps cover the costs involved with replacing your helmet and protective clothing in the event of a motorcycle accident so you can get back on the road as soon as possible. Underwritten by Trinity Lane Insurance Company Ltd.

Breakdown

The nightmare of your motorcycle breaking down puts all of your plans on hold. Hanging around by the roadside for hours, thwarted plans and costly callout charges mean that a comprehensive breakdown policy is an essential consideration for any biker. For just £62.00 a year, when bought with a motorcycle insurance policy, Bikesure Rescue includes gold-standard cover for the insured motorbike including UK and European Roadside Assistance and Recovery, puncture repair, transport to your destination, back home, or to a garage, and emergency accommodation costs, and can even provide you with a similar hire bike to get you on the road again quickly. Get complete roadside peace of mind today. The policy is underwritten by Trinity Lane.

Keycare

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Personal Accident Cover

Nobody likes to think about the possibility of suffering a bodily injury in an accident, but unfortunately it can happen. Personal Accident Cover will pay out additional compensation in the event of accidental death, loss of sight, loss of limbs and road rage assault. The policy offers £12,500 of personal accident cover for only £17.00 a year. The policy is underwritten by Trinity Lane Insurance

Licence Defence

With access to legal advice when you need it most, and providing help negotiating some of the most complex legal and police paperwork, Licence Defence’s expert team could help any biker to avoid making mistakes while contesting their conviction or fine. To find out more about Licence Defence, and how it could help you for just £19.99 a year, contact our team today on 0800 369 8580

Excess Protection

If you are liable for a claim on your motor insurance policy (including non-fault claims where within 6 months you have been unable to recover your excess from a liable third party), this policy will reimburse any excess you have paid, up to a maximum of £300, £500 or £1,000 (dependent on premium paid) in the event of a claim. Protect your excess today from as little as £34.99. The policy is underwritten by Ageas Insurance Limited.

Peace of mind with an agreed value policy

I got peace of mind that the time and effort spent on my bike would not go to waste.

“After spending a big chunk of my free time building my own dream bike, I was pleased to find an agreed value policy from Bikesure that suited me, and gave me the peace of mind that I would receive the full value of my motorcycle if the worst should happen.”

Sample Quotes

2011 Harley Davidson Fat Boy

Stanley, 49, from Reading (RG8) owns a 2011 Harley-Davidson Fat Boy worth £19,000. It has all the chrome he could wish for and a specialist Harley-Davidson paint job. He has held a full UK bike license for over 10 years and has five years NCB.

Stanley only pays £265 for his agreed value policy with fully comprehensive cover.

Suzuki Bandit GSF1200

Tony, 42, from Coventry (CV6), has just finished customising his Suzuki GSF 1200 Bandit, valued at £9,000. He hasn’t had a bike on the road for a few years, so he has no bonus available to use.

Tony was offered a fully comprehensive policy with agreed value of £9,000 for just £397.49.

Call today for a quote!

Get a cheaper quote over the phone by speaking to our friendly, expert staff today.

From our Norfolk-based offices, our teams of insurance experts are ready to take your call, and to help you get great cover at a great price.

Just click the callback button and we’ll give you a call at a time that suits you.

Insurance to ride any bike

Ever fancied borrowing a friend’s or family member’s bike, but been worried that you might not be insured should you have an accident?

With Bikesure’s “ride any bike” insurance, you could add the equivalent of comprehensive insurance to your policy while you ride other people’s bikes – leaving you and the owner safe in the knowledge that you’re covered, whatever happens.

With up to a £10,000 claims limit, accidental damage, third party, fire, and theft cover included, and no need to let us know every time you borrow a new bike, you’ll be free to hop on and hit the road whenever you like.

Agreed Value Insurance

Whatever bike you ride, from a scooter to a cruiser, dirt bike to superbike, you want to know that you can claim back the full value of your bike if it’s written off.

With agreed value insurance from Bikesure, we’ll work with you to agree the true value of your bike when you take out a policy, and make sure that you get that sum back when you need to claim – helping you to fund a replacement bike without leaving you out of pocket.

Helmet and leathers

It’s no secret that your helmet and leathers are some of the most important items for staying safe on a bike – and that they can cost hundreds of pounds to replace if damaged.

For just £29.99 a year, our helmet and leathers insurance will cover up to £1,500 in the costs involved with repairing or replacing your leathers and helmet (or £40.00 for £3,000 in costs), including full leathers and other protective clothing, boots and gloves.

With a low £50 excess for each claim, insuring your protective kit could save you hundreds following an accident, and claims on your helmet and leathers policy won’t affect your bike no claims bonus.

Keycare Insurance

If you’ve ever lost your keys, you’ll know that it’s no laughing matter, and can in fact end up costing you a lot of money in locksmith fees.

For just £19.00 a year, our keycare insurance policy will cover locksmith expenses, replacement locks and keys, bike immobilizer replacement costs, vehicle hire costs, and transport costs if you’re stranded, up to a value of £1,500.

We’ll pay out if your keys are stolen, locked inside your home, or lost for 48 hours. Better yet, your keys are protected regardless of your location; we now cover keys worldwide.

For more information and to add keycare to your policy, speak to a member of our team today.

Motorcycle Breakdown

From just £62.00 a year, Bikesure Rescue provides gold-standard breakdown cover for your motorbike, offering 24 hour UK and EU roadside assistance and recovery, emergency accommodation costs, transport home, to a garage, or to a destination of your choice, and even an equivalent hire bike to help you get on your way after a breakdown.

We know that nobody wants to have their plans put on hold by a breakdown, or to be forced to hang around by the roadside for hours facing costly callout charges – so use Bikesure Rescue as your breakdown cover, and get motoring peace of mind at a price that suits you.

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