Posts tagged bike insurance
Twelve steps to save yourself from a claim
May 16th

After the unseasonably warm April we’ve had, many of us will have already been out on our bikes this year, but if you haven’t, or if you have, but you haven’t carried out our simple maintenance checklist, now is the time to do it.
After spending the winter in your shed, garage or under a tarp, it always pays to make sure that your bike is still in full working order before you set off for a ride. Even if you’ve used it every day during the colder weather and into spring, giving your bike a thorough health-check this weekend could save you from more than just the dreaded Eastenders omnibus.
Bike insurance claims show a definite spike at this time of year, as bikers start making the most of the warmer weather, and in many cases the claim – along with resulting injuries and inconvenience (not to mention increased premiums) – could be avoided by giving your bike a once once over and following the checklist the BikeSure team have put together.
Head honcho, Rob Balls says “A much greater proportion of the claims we get in the spring are related to maintenance issues. Whether from breakdown insurance, or accidents related to maintenance issues, the winter takes its toll on your bike, and too few people check the points. Bikers stand to benefit if the level of claims go down, because the fewer claims you have, the lower your insurance will be next year. It’s vital to give your bike a thorough going-over if you’ve stored it during the brass monkey weather.”
So here’s Rob’s checklist of the simple maintenance tasks which can save you money and might even save your life.
- Review any notes you made when you put your bike into winter storage. It’s easy to forget little things like that small part you removed to get a matching replacement and never got around to replacing.
- If you removed the battery for winter storage, check and clean the battery terminals before refitting. A bicarbonate of soda solution works well to clean the terminals.
- Charge and refit the battery. Positive lead first!
- Change the oil and filter, and check the grease and other lubricants.
- Check all cables and lubricate with the specified lubricants.
- Drain the fuel tank, clean and refill with fresh. This especially applies if you left it nearly empty during the winter. An empty tank will have air inside, and that air will have moisture, which will condense out in the cold as water.
- Check the tyre pressure and wear of tread. If you had a special winter pressure, remember to change it for summer. Don’t use a tyre cleaner on bike tyres – it will make them hard and slippery.
- Check all lights. Don’t forget the flashing ones!
- Check brake fluid level and ensure brake pads and shoes aren’t worn.
- Clean the inside of your helmet with a mild soapy solution and ensure it is dry. Examine it for hairline cracks.
- If you put away your winter cover during the summer, air it properly, then store it somewhere warm and dry. Don’t let yourself suddenly discover it damp or mildewy next winter when you suddenly need it again.
- Start a new log book for the year and write down your starting mileage – and all the actions you took to get out on the open road again. Promise yourself that you will keep it up to date this year!
Learn to ride like this and get cheaper insurance
May 16th
It takes a special kind of skill to keep your bike upright bike following a high speed collision. Fortunately for the chap in this clip, his experience with a high powered bike kept him on both wheels as well as in one piece.
Bikers who take their skills to the next level, by taking an advanced riding course, don’t just increase their chances of surviving an accident, they also reduce their chance of being involved in an incident in the first place. And as well as keeping them in one piece, you can also qualify for lower insurance premiums with Bikesure.
We can reward your participation in a number of schemes, including ROSPA & the IAM, but the biggest savings are to be had by those who have completed the RideDrive course. If you complete the Ride Drive course successfully, we will guarantee to beat your renewal premium by a whopping 25%!
There are no strings and no hidden charges. Just do the course, and when you are due to renew, we will beat any renewal premium by at least 25% and sometimes more.
Pitt Stopped
Nov 6th
Brad Pitt has a really cool custom bike, but recently made a first class pratt of himself by filling the chopper’s oil tank with petrol right in front of a load of journalists.
There’s a full explanation of how Brad managed to cock up along with some juicy pics on the truly excellent and highly recommended Helmethair blog.
Rad Scooters
Nov 6th

Bikesure have just done a new squidoo lens on radically modified scooters with all the top links a twist and go enthusiast could ever want linked in one place. You can check it out at http://www.squidoo.com/radicalscooters
Dumb Questions
Oct 23rd
Here are some really annoying questions to ask your mates the next time your in the Pub.
Why are wrong numbers never busy?
If swimming is such good exercise,why are whales so fat?
If nothing sticks to Teflon, how do they make Teflon stick to pans?
If someone with multiple personalities threatens to kill himself, is it considered a hostage situation?
If olive oil comes from squeezing olives, how do they make baby oil?
When a agnostic dies, does he go to the ‘great perhaps’?
When sign-makers go on strike, do they carry blank picket signs?
Do infants enjoy infancy as much as adults enjoy adultery?
If love is blind, why is lingerie so popular?
Why are haemorrhoids called ‘haemorrhoids’ instead of ‘asteroids’?
If people from Poland are called Poles, why aren’t people from Holand called Holes?
If a tortoise loses it’s shell,is it naked or homeless?
If a word in the dictionary was spelled wrong, how would we know?
Is there something you can take for kleptomania?
Do bleached blondes pretend to have more fun?
If the pen is mightier than the sword, and a picture is worth a thousand words, how dangerous is a fax?
Why do people steal hotel towels when hundreds of people have used them to dry their crotches?
Can sexual harassment at work be a problem if you’re self-employed?
Is reading on the toilet multi-tasking?
SMIDSY – Sorry Mate, I Didn’t See You
Oct 16th

South Gloucestershire police have been running a campaign called SMIDSY, designed to help educate drivers about bikers and remind them to watch out for and expect bikes.
Here are their top tips for safer riding and staying seen, I’ve posted their tips for car drivers on the Fluxposure blog.
- Even if your bike is small and low powered, don’t ride too close to the kerb if you can help it.
- Whenever possible, ride so that you can see other vehicles and they can see you – at least midway between the kerb and the central white line – REMEMBER, you may have to adjust this position for on-coming traffic or traffic emerging from a side road.
- Never assume that another driver has seen you.
- If in doubt, alter your position and slow down.
- Consider using your bike’s horn to draw drivers’ attention to your presence.
- Do not ride between lanes of traffic at high speed. Steady progress is still progress.
- Remember, cars and vans cannot accelerate from stationary as fast as a motorcycle, so make allowances.
- Don’t tailgate cars, sit away from them and give yourself plenty of space.
- The road is not a race track and those few riders who treat it as such do a disservice to responsible motorcyclists.
- Keep your speed appropriate to the road conditions.
- Be patient, be cautious and enjoy your motorcycling.
- Wear high visibility clothing and use your lights to improve your visibility to other road users.
An Adventure Begins – Part 1
Oct 13th
Rob’s Quest for Meaning and Getting Himself in Trouble
For some time now I’ve had this nagging feeling that I just don’t do enough. What difference have I ever made? When have I ever really put myself out? What have I ever done that has not just been about pleasing myself? What have I ever really achieved? When have I ever really tested myself and been pushed to my limits and beyond? Call it a mid-life crisis, call it soul searching, call it what you will.
These feelings and voices have steadily grown from a whisper to a loud voice that has become impossible to ignore, impossible to drown out with another beer and demands to be acted upon.
A while ago a guy who wanted motorcycle insurance contacted us. He’d been rising round the world on his bike for the last 5 years raising money for the “VSO” (Volunteer Services Abroad).
This sparked my interest and I did a bit of research on the net about the organisation.
VSO is the largest independent charity in the world, working through volunteers. They work in over 30 countries in the poorest region of the world and instead of sending money, food or clothes, we send people from a range of professions who want to make a difference, building schools, making wells and a whole range of projects to help those far less fortunate than us. VSO volunteers work in six specific areas: HIV and AIDS, disability, participation and governance, secure livelihoods, education, health and well-being and they need to raise money to train these volunteers and get them out there.
I noticed on their site that they do “adventures” where people can raise money through sponsorship for the charity, get to do something that little bit different and challenge themselves in the process. “Hmmm, I thought, sounds interesting”. I read on. I saw that they were doing a trek to climb Mount Kilimanjaro, the highest freestanding mountain in the world at nearly 20,000 ft, in January 2007. “Cool” I thought, without really thinking about what might be involved, “Sounds like an experience I wouldn’t forget, I’ll sign up for that”.
The catch was that you had to raise a minimum of £3000 to fund the trip and provide a sizeable donation to the charity. That’s all well and good but I didn’t like the idea of asking people to sponsor me when part of their sponsorship would be going towards me having a possibly life changing (ending) experience. Why should anyone give me money to have a (hopefully) good time? So I had a chat with my conscience and decided to completely finance the whole trip so that 100% of any sponsorship I collect will go to the charity.
So, sign up I did. A few days ago I received confirmation that I’d been accepted and was the 29th person out of a group of 30. Just like me to leave things to the last minute! The pack arrived with lots of useful information and it was only then, after reading the literature cover to cover, that the scale of what I had decided to do without giving it serious thought, hit home. Gulp! This was going to be very, very far from being easy and it became clear that I would need to get into training straight away.
The hike will involve about 40 hours walking, the longest trek being on the final day, taking about 14 hours solid climbing, much of it through the middle of the night, up steep, difficult terrain, with about 50% of the oxygen that occurs at sea level and a really serious risk of altitude sickness! Holy sh*t!
As I write this I’m about to go and buy some hiking gear, plan a training programme and I’ve just read one guys write up of his personal experience of the ascent. Reading it left my palms sweating, feeling sick and wondering what the hell was I thinking about! This is going to something that I have to take extremely seriously for a change.
Here are a few extracts from his account that’ll give you a feel of it:
“Within 10 minutes James was on his way down unable to cope with the path by torchlight. Down on the ground several kilometres below us this would be a laughable excuse, but up here everything was different. I myself was constantly out of breath, each time we stopped I leant heavily on my stick and just tried to take in as much air to my lungs as possible. There was no view to be see, just black and a hundred billon stars above me – not that I noticed them. I was just concentrating on my feet, urging them, willing them to make the next tiny step forward. After about an hour of climbing my head torch suddenly went dim, then out. I carried on by the lights of the people before and behind me. By five in the morning we reached the Hans Meyer we stopped for a break and sweet tea was provided.”
“The true summit of Uhuru peak was another 210m up and 2 hours walk away. There was no way I was going to make it and all I wanted now was to get off this mountain – now. This was probably a wise move. I was later told that each year on average 20 people die on the mountain. They wouldn’t say how many people make it to hospital before becoming a statistic. I was quickly seen by Margery and she instantly diagnosed High Altitude Pulmonary Oedema. Which was explained to me as water on the lungs. If I had stayed up on the mountain it was likely that I would have drowned at over 5 kilometres up – a different way to go!”
So, there you go and here comes the big ask…..I want and more importantly, need your help! I want to try and raise a total of £5,000 in quite a short space of time. Having got as much sponsorship as I can will help give me the drive to push on where otherwise I might give in. In the dark, in freezing temperatures, both physically and mentally exhausted, knowing that I’ve got so many people helping me and putting their hands in their pockets will enable me to find reserves of strength and will power that I didn’t know I had.
If you feel able and willing, please click on this link and you can make a donation direct to the VSO or you can email me at robert.balls@adrianflux.co.uk to make a donation and I’ll get in touch. Any sponsorship or donation, no matter how small will be very gratefully received indeed. Equally, no worries if not and thanks for taking the time for reading this far, if you’re still with me that is. Have a good day.
Robert
Business Manager Bikesure Insurance Services
Awesome Bike Stunt
Oct 11th
Welcome to the BikesureBlog
Oct 11th
Welcome to the brand new blog from Bikesure, the specialist motorcycle insurance broker.
We will use this blog to bring you:
* Answers to the common questions people have about bike insurance.
* Details of the great deals and savings available to all bikers with Bikesure.
* Coverage of bike shows and events.
* Useful links to motorbike, moped, trike, quad and scooter sites we think you’ll like.
* Comment and views on issues of interest to bikers.
* All the latest news and analysis covering motorbike insurance.
* Stories and feedback from our clients.
* Anything else that takes our fancy.
If you have any questions, feedback or comments about this blog, or Bikesure please feel free to post – we’ll read them all.
David Wilson

