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Bikesure Blog
All the latest news, gossip and comment from Bikesure - the specialist motorcycle insurance broker, part of the Adrian Flux Insurance Group.
Top 10 Android Apps for Bikers

After our exploration of iPhone apps for motorcyclists, we decided to check out some of the many apps available on the Android platform. After all, being a biker is not about fitting in, and who wants the same phone as EVERYONE else!

Although I've called it a top 10, the apps are not listed in any particular order, and it is important to note that, since I have written this from a UK perspective, in some cases, equivalent apps may be more suitable if you live somewhere else. If no price is mentioned then the app is free, and in some cases there are free versions of the paid-for app mentioned, albeit missing a useful feature or two.

In case you have not seen them before, the funny black and white blocks are QR codes aka 2D-Barcodes. If your phone has barcode reading software, you can scan these and you will be taken directly to the download. If you are reading this on your phone, the links for each app will likewise take you to the marketplace download. OK, let's crack on.

Pay at the PumpPay at the Pump App
Find petrol stations with pay at pump facility, so you can save time and not have to strip off your gear - plus avoid being mistaken for an armed robber when you forget to take off your lid on the way into the kiosk. This is aimed at the UK market, and won't work too well elsewhere, but there are other apps available that cover other countries.

Fuel Prices UKFuel Prices UK
Everyone needs fuel, and no-one likes to pay more than they have to. This app will help you save money on every petrol stop. It is powered by Experian, which collects data from all the fuel card transactions fleet drivers use, so the data should be pretty accurate. The data comes on an annual subscription, with £4.99 and £9.99 variants, the dearer app gives more details on exact prices. Assuming a 2p per litre saving on each fuel stops low mileage scooterists might struggle to break even, but if you ride a bigger bike, and especially if you run another vehicle too, this app should more than pay for itself. Incidentally, this is blatantly the same app (same developers) as the identically priced AA Fuel Prices iPhone App, but without the annoying AA branding.
Fuel Prices Plus UK

Trip JournalTrip Journal
The ultimate road trip app. Winner of the travel category in the 2nd Android Developer Competition. Use Trip Journal to record and document your travel experiences and share them with friends and family. You can track your route, record waypoints and photos and geotag everything with Google Maps and KMZ Export. The full version is well worth the €1.99, as it adds Facebook, Flickr and Picasa support as well as a useful backup facility.
Trip Journal for Android Screenshot

CarDar LiteCarDar Lite
This app helps you remember where you parked, and as well as cars, you can obviously use it to find your bike. Parked up at Box Hill on Easter Monday, and can't remember exactly where you left your 'Blade? Looking around you can see about 20! This app will guide you right to yours using your phone's GPS. If you are in a Multi-Storey, you can set the Level, Section and Colour too. Finding your car is simple, with a choice of map or radar view. The paid version at $0.99 removes ads and adds a parking meter feature, so you know when your time is nearly up.

BreadCrumbzBreadCrumbz
This app is an awesome way to share your own routes with mates. If you have a favourite ride out between two points, it may (unsurprisingly) not be the route Google Maps chooses. And giving directions doesn't always work out the way you think. But this app goes beyond this, as you can integrate photos of custom waymarkers, (e.g. turn left at this pretty white cottage) and tag points of interest.
BreadCrumbz screenshot

SpotMessageSpot Message beta
Geotag a meeting point and send it to your mate. Then you can go and get a cuppa while you wait for him to turn up. When he arrives, you get a message telling you he's there.

Motorcycle theory test preparationUK motorcycle theory test preparation
This app will be a great help to new bikers who are preparing for the theory test. Saying that, those of us with more experience could do worse than to brush up on our Highway Code knowledge. $4.99 (but don't worry it is for the UK test). There is a car version too.


SpeedometerAndroid Speedometer
Ultimate gps speedometer. speed, max speed, ave speed, pace, altitude gain and loss, odometer, map, replay, charts. A pro version adds live tracking...
Speedometer screenshot

Augmented Views 2.0Augmented Traffic
There are plenty of traffic applications out there, and the RAC, Transport Direct, and some independent folks have decent apps, and you really should have one of them on your phone. But this app shows the future of real time traffic info. This free app takes your regular traffic info and supplements it with some unbelievable extras - live feeds from nearby traffic cameras, traffic and travel related tweets from users near you and speed trap warnings. It speaks to you as well, so you can use it on the move. For when you are not on the road, there is also an augmented reality view that orients you relative to local cameras and alerts. Some features are only available in certain areas, so you'll need to check out what's available for you. Incredible stuff, and the UK is fairly well covered, especially around London and Glasgow, along with various North American cities. In its current form, I would use it in combination with a more regular traffic app. The live pictures could really help you decide if it is worth carrying on and filtering, or if you would be better off making a detour.

Motocross ChallengeMotocross Challenge
Finally, time for some relaxing fun. An entertaining game with a motocross theme. Costs $1.99 and has a pleasingly retro feel to it.
MotoCross Challenge Screenshot

I hope you have the opportunity to try some of these apps for yourself. On Android phones, if you delete a paid-for app within the first 24 hours you get a full refund, so there is nothing to lose by trying them out.

If you have an Android phone, and you have found another app that is useful for bikers, please let me and everyone else know via the comments.

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link | posted by Dave Wilson at Wednesday, February 17, 2010
1 comments links to this post

Bikesure @ Motorcycle Expo

Laura on a Z1000
If you are in the motorcycle trade you are probably already aware of the Motorcycle Expo being held at the NEC from this Sunday 24th to Tuesday 26th of January.

We will be there, of course, on stand 407, so please come and see us. The Bikesure Babes will be in attendance to hand out their new calendars, and, if you visit our stand, you can enter our competition to win VIP tickets to this year's MotoGP at Silverstone.

You can also sign up to our dealer network if you haven't already - and if you have been working with us already we'd love to catch up with you.

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link | posted by Dave Wilson at Friday, January 22, 2010
0 comments links to this post

Bikesure @ BMF 2009

After a stunning April of hot weather and high pollen counts, it was soon May.......I had been hoping for much of the same as we packed the car up and headed to the Peterborough BMF.

I was wrong
Rain.........all that was forecast was rain. I really shouldn't have got my hopes up as for the last 10 years the heavens have opened on the show on now less than 8 occasions!
We didn't really need the sat nav as being based in Kings Lynn the journey took less than an hour...including a quick stop at Tescos for "refreshments"....cough, cough!

Tagging along with the me in the Bikesure posse were Jon (quote clerk), Jemma (PA and flux babe ) and Laura ( renewals staff and flux babe ). Bringing glitz, glamour and muscle to the show (and that was just the girls)

Bikesure hoodies line up for their mugshot



A quick check in at the hotel and we all convened for a couple of beers and a chat, mainly about hair, make up and clothes.........we were soon joined by the girls ( these jokes don't get any better )





Saturday morning and me and Jon arrived at the showground with Bikesure tent in hand. After doing these shows for over a year now the setting up took all of 3 minutes.

Just before the heavens opened we were joined by the girls and with laptops in hand we were up and running with quotes!




We like red

Now I know what you readers of this blog like to see and its not pictures of us working. So to rush things along I will let you know that we had a blast, sold policy's and gave out loads of freebies.
I never knew you could spend £8.50 on pic n mix but I did!
We met loads of people over the weekend and a few familiar faces. Special mention to Mo from the Bandit Owners club (of which we are the official insurer ) who kept us going with tea and coffee. Also a shout out to that BMF man who lent us the use of the buggy.....good work!
As the company are getting bigger and better, we hope to keep attending this show as many years as possible. So be sure to pop into the red tent next time your down and come say hi

Here come the girls............



The girls about to be jumped by a crazy man in pink glasses

















Bandits








The less said about the last photo the better.....but what a lovely white fence!!!
Grant

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link | posted by Bikesure Grant at Friday, May 29, 2009
0 comments links to this post

Bikes as Art

In the new art theme on influx, there is a great article with a question and answer with Scott Pommier. The Canadian photographer has a great love for the art of the motorbike, after photographing his initial love, skating, he says his love for motorbikes started here,
"I remember visiting Vancouver when I lived in Toronto, and some friends I had out there had bikes. We were at the skatepark just getting ready to leave and they jumped on their bikes and I had to follow in my car. I felt like I was really missing something. That was when the seed was really planted."


When photographing bikes Scott Pommier's most favoured muse is the Harley Davidson, and especially the Sportster models due to the simplicity of the bike.

There are also some great bike related articles from influx daily. A similar article, Deus Ex Machina, takes a look at Deus bikes in Sydney Australia which is a workshop, design studio and
café all in one. Another great article looks at what makes Ducati cool and looking at the Dunlop Brothers, Robert and Joey.
Reblog this post [with Zemanta]

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link | posted by Ben Dodds at Tuesday, May 26, 2009
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Sorry Sir, How many points?

39 pointerWe're not sure if this is a record, but a biker in Southampton has just been handed 39 penalty points for repeatedly speeding at speeds of up to 88mph in a 30 zone, as well as pulling a wheelie for the camera. He was also banned for 18 months and fined for his trouble - you can see the report here, or watch the local news report.

Of the seven times he admitted to in court, Steven Skilton was caught at speeds of 88, 82, 77, 72, 54, 58 and 83 miles per hour on his Kawasaki ZX-10R.

Anyone can make the odd mistake and go a bit too fast on a bike as powerful as this Ninja, but repeatedly flouting the law is sure to attract the interest of the plods, even if your numberplate isn't visible. Sure enough, I hear they pulled out all the stops to catch this guy, and eventually tracked him down by his jacket - a rare Dainese number that was sold to only a couple of people in the UK.

It can be difficult getting motorbike insurance with convictions, but thankfully Bikesure can help in most cases, and you may even find, that for one or two SP30s, your quote might not be any more expensive than if you have a clean license, although if you have managed to rack up 39 points, I'm afraid you may be looking at a rather hefty premium for a few years.

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link | posted by Dave Wilson at Wednesday, October 01, 2008
0 comments links to this post

Bikesure at Taz Motorcycles - Peterborough

Saturday 13th September saw us invited down to Taz motorcycles in Peterborough for their open weekend.



Taz Motors is East Anglia’s largest motorcycle dealership and the areas only Aprilia centre. Taz has a reputation of outstanding service with their supply of new and used motorcycles, a fantastic service centre and a clothing department stocking all the top names in clothing and accessories.

As their official recommended insurer we were there to offer quotes for the weekend, give insurance advise and hand out goodie bags.


Oh did I mention we were joined by Chelle and Laura to offer a bit of class and sophistication to the event?
The hardest task of the weekend had to be trying to get them off the bouncy castle, it was mainly the kids complaining, the dads seemed to cheer!

















































So if your in the area and looking for a great deal on your new or used bike then Taz is the place to go!



Many thanks for making us feel welcome all weekend and thanks for the sandwiches!

Grant

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link | posted by Bikesure Grant at Friday, September 19, 2008
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UTAG - A Brilliant Idea

Like many of you last Wednesday I went and bought my weekly copy of MCN and out fell a leaflet advertising something called UTAG.

Now like the beautiful Suzy Perry, I think this is a MUST HAVE PIECE OF KIT.
As bikers we all know that we take our lives into our own hands every time we go for a ride, be it from lorry drivers who leave diesel on the roads, idiots using mobile phones while driving or local government agencies using steel cables as crash barriers.

While most of us carry our drivers licence with us as ID and also perhaps are registered as organ donors but what about emergency contact details or important medical information.

The UTAG looks like a set of dog tags, but with modern USB technology also contains important medical and contact details that you wish to put on including, Personal details, Picture, Emergency contacts, Doctors contact details, Medical information and all this can be read in 7 languages. All for the grand price of £19.99

Now personally I think these make sense, so I’ve all ready ordered mine.

video

Stay Safe,

Oneleggedfreak

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link | posted by oneleggedfreak at Monday, April 28, 2008
0 comments links to this post

Airbags for Bikers

Safety is always a more intimate concern for those who prefer to travel on two wheels than it is for those who favour four wheels and a metal box. With nothing between you and the road, any accident is potentially quite harmful to a motorcyclist.

All sensible bikers in this day and age should be wearing a decent helmet and a good set of leathers (or other suitably protective clothing). But now some of the fancy safety features standard on most modern cars are starting to become available to bikers.

Dainese have come up with an airbag that is incorporated into the rider's protective clothing. They are currently testing and refining the technology on the track, but it is sure to become widely available in the next few years, so frequent riders could benefit from added peace of mind.



The idea is that the neck, head and chest are protected from any impact or scraping injuries, meaning you're more likely to survive any injury suffered.

Whilst this is still very much early days, any technology to reduce injuries suffered by bikers has got to be a good thing. And whilst these outfits probably won't be cheap, decent protective gear rarely is, which is why it's so important to get a decent helmet and leathers insurance policy - ours gives £1,000 worth of cover for just £20 per year.

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link | posted by Dave Wilson at Wednesday, April 02, 2008
0 comments links to this post

I BLAME SI AND DAVE

Now I’ve got to admit probably like most of the bikers I know I like my food, I don’t care if it’s a decent bacon and egg roll at a rally or even that Madras curry that seems like a fantastic idea on the way back to the tent at silly o’clock in the morning.

Now I’ve known a few Australians in my time and all have been some what tapped BUT the most excellent party people ever but this takes the biscuit this can only be what happens if you buy an Australian biker the Hairy Bikers Cook Book,

This was spotted by the CGU Safety and Risk Services ( sounds like the same people that tell kids not to play conkers as it might have there eye’s out), Now this was taken on a long weekend to celebrate Australia Day and the food loving aussie was on his way to a Barbie,

barbie biker
barbecue on a bike

All I can say is thank god he was not on the way to a hog roast.

Remember drink driving kills,

Cooking and cruising also not so cool.

Australian Daily Telegraph piece.

Stay safe,

Oneleggedfreak

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link | posted by oneleggedfreak at Tuesday, March 04, 2008
0 comments links to this post

'Tax Dodge' bikers vindicated - so where are the apologies?

The all new 2007 figures from the Department for Transport for Vehicle Excise Duty (aka Road Tax) evasion have just been released.

You can tell something is going to be different, when you see statements like this:

Substantial improvements in the way that the roadside survey data are collected mean that evasion estimates for 2007 are not directly comparable with those from previous years.
Analyses of this year's survey data also suggest that misread registration marks do not have a neutral effect on estimates as previously thought and, instead, tend to inflate estimates of evasion.

This all sums up to a breathtaking conclusion - the evasion estimates reported last year for motorcycle were probably overestimated by staggering 300% (or thereabouts - effectively the stats were done in such a different way that it is impossible to do a direct comparison. Note also that the figures for cars were also overestimated by a similar percentage - but with less dramatic effect or tabloid outrage.)

Put another way, the headline 38% evasion figure reported last year, and repeated last month with some anti-biker vitriol by MP Edward Leigh, were roughly 4 times higher than they should have been.

At least.

In fact there are still some problems with the reported figure of 9.8% evasion for bikers.


First the sample size is still very small - that makes the error margin over 50%, so (even taking nothing else into account) the figures for bikers could be as low as 4.7%.

Second, the change to the survey methodology that had the biggest impact was the switch to using Automatic NumberPlate Recognition (ANPR) cameras. Using these they were able to check misread plates for the first time, and found they were incorrectly matching to vehicles removed from the roads much more often than they had expected.

BUT, for collecting the data on motorcycles they did not use ANPR, but instead relied on contractors stood by the side of the road with a clipboard. It seems inevitable that a guy with a clipboard by a motorway trying to jot the number of a moving bike travelling at 70mph (let's assume bikers don't ever break the speed limit) is going to write down the wrong number more often than an ANPR computer which takes a still photo of the same vehicle and then uses Optical Character Recognition software to match up the letters, for the simple reason that, the computer doesn't have to deal with the effects of a high speed movement.

Someone might have picked up on this, had the DfT not glibly stated in the previous years report, that they had computed the effect as a 'slight upward bias.' The admission that they got this so badly wrong will be little comfor

The DfT also notes they made a number of other changes to the statistical methodology, in line with the Southampton university report into their previous methods and assumptions.

It is therefore my opinion that the figures for tax evasion by motorcyclists, although markedly reduced and only a quarter of what was previously being claimed, is still a considerable overestimate.

If next year they manage to use ANPR to record motorcycles as well as cars, and also collect some hard data about relative mileages traveled by taxed vs untaxed motorcycles (which currently they only have for trucks), my bet is that the numbers will dramatically fall again.

But in light of this publication, where are the apologies.


Miscalculations of this magnitude represent some serious bungling by the 'top statisticians' we pay our taxes to employ. I think, at the very least, bikers are owed some major apologies from Edward Leigh, the House of Commons Public Accounts Committee, the Department for Transport and National Statistics. The DVLA probably deserve an apology too - they were castigated for their poor performance in managing tax evasion, even though their own figures suggested they were collecting more tax than ever.

See also MCN's story.

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link | posted by Dave Wilson at Thursday, February 14, 2008
0 comments links to this post

Bikesure at the Motorcycle Expo 2008


Expo 2008

January 20th – 22nd saw me, the boss; Dave (our affiliate rep) and three lovely ladies in Lycra attend the annual motorcycle expo show 2008 at the NEC. For all you unknowns the expo is the annual show only open to people in the motor trade i.e. dealers, companies and anything really to do with two wheels. The main emphasis being to showcase new products, chat to other businesses and generally nose on what everyone else is doing for 2008!

As usual bikesure where there with our ever impressive stand not to mention three glamorous ladies who actually work for us. Amongst the ladies were Chelle (bike renewals), Laura (bike renewals and miss January flux babe) and Jen (customer service manager). They provided the beauty and Rob provided well.... the other end of the spectrum!
Also a special mention to the lovely Nicola and Charlie from our marketing department whose hard work made sure the stand looked fabulous, cant beat a woman’s touch!


The main aims of bikesure’s presence at the show was to reiterate our strong position in the insurance market and also to make sure our existing customers are looked after and attempt to sign new businesses/dealerships to our affiliate scheme.
For those not in the know, bikesure affiliate scheme is where we offer
£30 direct to the company/dealership for every single customer referred to ourselves who in turn take out an insurance policy.
As technology moves worryingly fast, (sounding like my Nan and I'm only 24!) we at Bikesure are always one step ahead and can also offer a banner to be placed on dealers website allowing the same £30 for every customer that is referred to our online quotation site and sets up a policy. We also assist the client by giving them an online stats page where they can keep a tab on how many clicks they have had on their website and how much money they have accumulated from referrals. Not bad really when you consider there is no charge or contract from us to set this up, you help us and we return the favor likewise.

Along with the wit and charm of myself and the stig of the dump look-alike we had in Rob, there also were a few goodies on the stand for the punters to ogle over and take home if they asked nicely (yep, you know where this is going, more comedy gold)... oh and not to mention the complimentary sweets, pens, calendars, notepads and mugs.

The show days were long and very productive, as our stand always seemed to be busy with questions and interest from the public. The girls were non stop signing up affiliate members and answering general enquiries, mainly about marital status. I was busy making sure Rob always had a full glass of the complimentary red wine (originally for the customers) and chatting to the public. I was also busy signing up a few new members of my own, not bad when you consider 90% of the enquires we accumulated over the show period were from men, so I think I did quite well, (either that or I look as attractive as 3 woman in tight Lycra, worrying).



Needless to say we were rewarded with our hard work during the day by letting off steam in the Hilton hotel, which was the official base of the Expo show. I admit this may have gone to my head a little bit as on the first night I came down to the bar in my glad rags strutting around like I owned the place. If my mates would have seen me I'm sure that would have just thought Grant you t**t! But to be fair, when you stay in a hotel that automatically guides you to the toilet in the middle of the night like a runway (true), who cares!
Needless to say we made sure our "common" status was resumed when Laura and me decided to army crawl down the 3rd floor corridor after a night out in Birmingham, not everyone found it funny! (Sorry angry lady from second door down, he he).

But all fun aside it was an absolutely fantastic few days at the NEC and I'm sure I'm not alone when I say a big thank you to Mr. Balls for allowing us all to attend. (Right that’s the brown nosing over, I feel a pay rise in the air).

For another year we have shown the motorcycle trade that bikesure are an ever growing force in the motorcycle insurance market and not to forget specialists when it comes to areas such as Sports, Customs, Trikes, Quads, mopeds, multi bikes and Chinese imports to name a few.

If your interested in any of the above then feel free to contact us or ring us, well except for the girls where they can be found at http://www.fluxbabes.co.uk/, and yes, they really all do work for us......so have a look to see my motivation for going to work everyday!
Grant

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link | posted by Bikesure Grant at Thursday, February 07, 2008
0 comments links to this post

Goverment Wrongly brands bikers as tax cheats.

This is a summary of my more detailed post on Friday, outlining the key points.

  • The DfT surveyed traffic in June and July.
  • They waited until September to ensure no late corrections to the data.
  • By this time many of the bikers surveyed had taken their bikes off the road for the winter.
  • At this point the DfT checked the figures against the DVLA's VED database.
  • The bikes which had been removed from the road were mistakenly assumed to be evading tax.
  • The error was then amplified by a "corrective" assumption that tax dodgers would use their bikes less and get missed by the survey, the number of evaders would be underestimated. This one step doubled the number of bikers assumed to be riding without tax and it did this because it assumed bike mileage figures would match evasion figures in the same way as they do for trucks (The only category of vehicle they have stats for). This doesn't take account of the important fact that the average motorcycle covers many, many fewer miles than the average trucks. That means that the people you see most often are not necessarily people traveling furthest as they would be for trucks, but are much more likely to be people who just live nearby to a survey site. This means that the assumption that you will see lower than actual levels of evasion (because tax dodgers travel less far) is undermined, as only a very few of the people on bikes are travelling large distances.
  • Because of the small number of motorcyclists surveyed, the DfT's own figures show that the margin for error would be at least 20% either way even if the incorrect assumptions were to have been true.


What does this mean?


These are quite major flaws in the methodology of the survey and (I think) blow apart the reported figures. The headline figure was extrapolated from an “observed” figure of only 16% on the basis more tax evading motorcyclists would have been missed, as they don't travel as far, which I've shown above is almost certainly a flawed assumption. If only around 10% of the riders had SORNed their bike at the end of August or during early September, the vast majority of the “untaxed” bikers would disappear from the stats. Add to that a 20% margin of error, because of the small survey size and the figures may well be comparable with the rates for cars. A precise figure is going to be very difficult to arrive at, as no-one currently has the relevant data that could quantify the errors more precisely.

Whose fault is it?


The mathematics used in the statistical modelling was all applied correctly. The errors arose because of mistaken assumptions about how motorbikes are used and would probably have been spotted if a single representative of the motorcycling community had been consulted at the design stage of the survey. What probably should have been spotted is the ridiculously high figure of 38% evasion, which should, I believe, have raised alarm bells. I suspect that this is why Southampton University were asked to double check the result, but they only checked the statistical techniques used, and did not carry out an assessment of way the VED data had been obtained nor of the validity of the underlying assumptions.

So the blame for all of this lies with whoever designed the survey and data processing methodology, and not with anyone who actually carried it out.

I think at the very least all bikers are owed an apology from Edward Leigh MP, of the Public accounts committee for his intemperate remarks. And another apology is due, I feel, from the DfT, for managing to balls up the figures in quite such a spectacular fashion.

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link | posted by Dave Wilson at Monday, January 28, 2008
0 comments links to this post

Evading Road Tax is wrong - but not as wrong as the Government Statistics

You probably saw on the news the shocking headline that 40% of motorcycle users are riding around on untaxed bikes. The head of the House of Commons Public Accounts Committee (PAC) (download pdf of the PAC's Vehicle Excise Duty report here), Edward Leigh, went as far as to comment:
Large parts of the biking community are cocking a snook at the law.

Which would be fine if it bore any resemblance to reality. Anyone who is actually a part of the biking community will have probably been scratching their heads trying to work out who these evaders might be, as have our friends at MAG - they say:
Anecdotal visual studies carried out by the group at motorcycle events do not reflect anything remotely like this level of non compliance. (MAG article)

So what's going on?

Well a press release by the Motor Cycle Industry Association (MCIA) (download it in Word format here)questions some of the methodologies used by the government statisticians. David Taylor, head of the MCIA, says:
We are expected to believe that motorcycle VED evasion rose by 47 per cent from an already highly unlikely figure the previous year. Common sense suggests that the estimate of nearly 40 per cent is wildly inaccurate, or they would surely be very easy to catch.

That seems obvious enough, but what isn't at all obvious is the methodology and statistics adopted by the Department for Transport (DfT), who commissioned the traffic survey, the private company that carried out the survey, National Statistics who analysed it, DVLA who provided large amounts of data and the Commons PAC (the group of MP's who have to interpret all this), who caused all the fuss.

Now there's no requirement to be trained in statistics if you are an MP on the PAC, so despite Mr Leigh's intemperate outbursts against bikers, we can't blame him or the rest of the committee for taking the DfT report at face value.

When you take a deeper look at the DfT report and the National Statistics report that underlies it, though, it's obvious that there are some big assumptions regarding the data and the statistical techniques that have been carried out on it.

This might get quite heavy, but bear with me - there's not too much maths.

Now I'm assuming that not many people reading this have any kind of statistics qualification, so I'll try to summarise what I've been able to work out without using too much maths. Unfortunately, the relevant bodies above haven't been that kind, so if anyone is better at this kind of maths than me here are the original documents, feel free to post comments:

  1. National Statistics VED stats 2006
  2. National Statistics / DfT report of above VED stats.(pdf)
  3. Statistical Review of the VED figures by Southampton University


In what follows I'll refer to these documents by the number I've given each one.

Looking at the full published figures, you will find hidden away in an appendix a list of confidence ranges for the final estimate of percentage of vehicles with no VED (road tax). (1 - appendix E7 / Table 18) Confidence range is a statistical term, but it's not that hard to grasp, using the figure in question as an example. What it means in practice is that although the average evasion recorded is running at 37.8 percent, this is an estimate, but based on the data collected they can say they are 95% confident that assuming all their prior assumptions are true the true figure lies somewhere between 29.9% and 45.7%. This is a truly massive margin for error (for comparison the equivalent 95% confidence figures for cars are 4.0%-4.6%) and shows that even in the best case scenario the margin for error in the bike figures is going to be running at ±20%.

Why is this figure so massive. Well, there are a few reasons, but it mainly comes down to the fact that the number of bikes counted in the survey was much, much smaller than the number of cars. For every bike they counted, they saw 110 cars. (1) Table 10 Whenever you have a small sample, your uncertainty will be larger. Small uncertainties in a sample also tend to balloon when you perform other operations on that sample, as you introduce extra uncertainties which multiply through.

As I mentioned in passing above, all of these error margins are "best case scenarios" and rely very much on the assumptions made by the method used to derive the figures. If there are incorrect estimates made due to these assumptions the final figures will be seriously distorted

For this survey I believe that the assumptions made are in many cases entirely wrong, and I believe this has played a large part in inflating the figures. And although the figures have been independently checked by statisticians those doing the checking have done so on the basis that these assumptions are true (3), as they rightly state at the start of the analysis.

Assumption (b) is a crucial one. In statistical language it is this:
the observed sample of vehicles sighted in the Roadside Traffic Observation Survey is a simple random sample with replacement of the registered vehicles(3)p13

This is not immediately obvious, and uses technical terms, but what it means is this. Every time the person at the side of the road takes a measurement, the chance of seeing a particular vehicle pass by is the same as if he were picking registration numbers at random from a massive lottery machine containing a single ball for each vehicle in Britain. This is justifiable, if you were to be recording the traffic on every road in Britain, but in practise, with only 249 sites, this method has potential to be badly skewed. Anyone who happens to live near one of the sampling sites has a much higher probability of being 'picked' (and probably picked multiple times at that) than someone who never passes by.

What this means is that the selection of sample sites is going to have a large bearing on what is recorded. The sample sites chosen represent 1 of each kind of road (as defined by the DfT) per police force area (49 of those) with London getting an extra 3 of each. Motorways are sampled by local government region, and fewer of those are picked.

How have they selected which roads to measure? Well they left that "to the discretion of contractors" who had to reach a set minimum number of vehicle sightings at each location. We can guess they probably chose fairly busy examples of each type of road. It seems likely that the type of person who is going to dodge road tax is more likely to be of a lower social class than average, and live in a scummier area, probably closer than average to a busy road. This is supposition, but it is reasonable, and there is nothing in the results the DfT have presented to suggest that this kind of sampling bias has been effectively eliminated.

Another assumption taken by the survey is that stated quite clearly in (3)
One of the most important assumptions in the model is that the average number of sightings of a given vehicle is proportional to its mileage. This hypothesis is not testable from the survey data itself because the mileage of individual vehicles is not directly observed through the survey process. However, the first time that this working assumption was adopted - see §4 in Appendix C of (Department of Transport, 1984) – a postal survey of the keepers of heavy goods vehicles was used to test the adequacy of this hypothesis. Given that this research was carried out some time ago and for a limited sample of vehicles in a single tax class, the Department for Transport should investigate whether alternative data sources exist, or could be obtained, which could be used to re-examine the validity of this crucial assumption.

Or, put differently. it seems unlikely that motorcycles on the road today are being used in the same way as trucks were used in 1984! Estimated mileages for bikes are therefore likely to be way out of kilter with actual figures.

All of these assumptions seem likely to overestimate the proportion of bikes appearing to evade road tax, but there is potentially a far bigger problem, which is not even mentioned in any of the DfT documentation - bikes are much more likely than the average vehicle to be taken off the road.

Many bikers, as we all know (but perhaps the DfT doesn't) are fairweather bikers. Many more people own a bike but might, like my Dad, keep it locked in a garage for years at a time. Many of these people will have notified the DVLA that the bike is stored off-road via a SORN form, but I would guess that a lot of people don't. We probably all know someone with a bike in their garage that they probably didn't use at all last year.

Notice there are two different figures for motorbikes without VED. The figures are 16% of motorbikes in traffic, and 37.8% of vehicle stock (i.e. all bikes with a reg number). Why is the second figure more than double. The logic runs like this. The vehicles they spot on the road tend to be those that travel more miles, so they will have not counted lots of vehicles that have a fairly low mileage. Because they also know that untaxed vehicles have lower average mileages, they apply a corrective figure.

What they don't seem to have taken account of, though, is that at any given time, a very large number of motorcycles are sat in a garage not being used for months at a time, hence, for those bikes with a mileage of 0, they may be estimating high levels of tax avoidance!

If the assumptions about motorbike usage are corrected, we might find that this doubling effect will vanish.

But there is one last doubt I have about these figures, that might potentially show massive levels of VED avoidance where very little exists.

It's to do with the way the survey has been carried out and the figures derived.

All of the survey data was carried out in June and July of 2006, a time of the year when a lot of bikes are on the road. At some point the registration numbers queried were tested against the DLVA's VED database. The survey results were first published on January 25th 2007. Following that a review was carried out on the figures, and the PAC finally got round to studying them just a few days ago.

The crucial question is this - when were the data compared against the DVLA database, and what figures did they use?

The survey contractors almost certainly didn't have the means to check the DVLA database in real time, and probably didn't have access to the data, anyway. It seems likely that they would have returned all the data at once, at the conclusion of the survey period. But they probably carried out their own checks on the data before they did. So it seems likely that some time between July 06 and January 07 they checked against DVLA records. It then takes the DfT and National Statistics a further six months to process the data - they probably have a lot of validation and checking work to do, but exactly what and in what order we do not know.

So consider the following scenario. I get my bike out of storage on March 1st and tax it for six months. During June I ride by one of the government surveys and am counted as "on the road" and "in traffic". Come August 1st the bike is back in the garage and SORNed for the winter. If the DfT didn't get round to checking the VED database until September I'll probably be recorded as not being taxed.

Did this happen? I don't know. But realistically, the a huge number of bikers are going to put their bikes in storage through the winter and claim a VED refund by way of SORN, so if it did, the effect could be a huge overestimate of the number of bikers dodging tax.

Again I don't know if this has happened, but I have asked National Statistics for more detail on how the VED status was derived and when (if) they reply, I will post here.

Well, this is a mammoth post already, but we've reached the end. There are other areas where an unintended bias may have crept into the sample, but we've considered what I suspect are the biggest sources of potential error.

The bottom line is that I think it is extremely unlikely that as many as 40% of bikers are evading VED and what this shows more than anything is the danger of placing total faith in your statistics when the underlying assumptions are not a realistic model of the situation you are trying to assess, as well as the difficulty of designing a survey.

And the motorbike insurance angle, of course, is that all of these people without tax presumably have no insurance. Given the prevalence of Automatic Numberplate vehicles run by the police forces now, you'd think they would have noticed if 40% of the motorbikes going by were uninsured, wouldn't you?



************************************UPDATE***************************

I've received my reply from National Statistics to my query about when the survey data was checked against the DVLA database.

Here is the text of the email:

David,

Thank you for your enquiry.

The data for the VED survey in June 2006 was checked against the DVLA system in September 2006 to allow for late updates to be made.

P*** S****
www.dft.gov.uk/transtat/vehicles


So as I guessed above, anyone who SORNed their taxed bike before or during part of September will have been assumed to be dodging tax. This is going to have had a massive impact on the figures as reported in the press and the true figures for uninsured riding are much smaller than the ones the government has taken at face value.

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link | posted by Dave Wilson at Friday, January 25, 2008
3 comments links to this post

Biker's penis becomes lightning rod!

29-year-old Croatian Ante Djindjic is recovering in hospital after sustaining injuries including being knocked out and burned on his chest and arms from being struck by lightning.

Djindjic had stopped his motorbike and was urinating beside the road when he was hit. His feet were insulated by his rubber boots causing the lighting to go to earth via his penis.

Ananova quote Djindic
as saying:

"I don't remember what happened. One minute I was taking a leak and the next thing I knew I was in hospital. Thankfully, the doctors said that there would be no lasting effects, and my penis will function normally eventually,"


The Italian press report that his penis acted as a lightning rod, conducting the energy of the lightning bolt to earth and probably saving poor Ante from more severe injuries.

So next time you stop for a leak under gathering clouds, think about whether perhaps you could hold out to the next services after all!

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link | posted by Dave Wilson at Friday, September 21, 2007
0 comments links to this post

Triumph Rocket 3 Video

Triumph have already shown that they have a sense of humour by letting Rob Balls buy one of their bikes.

But now they've raised the bar, with this fascinating and hilarious "mockumentary" footage from their factory, showing how the truly awesome Rocket III is put together.



Nice one, Triumph.

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link | posted by Dave Wilson at Tuesday, July 10, 2007
0 comments links to this post

Learn to ride like this and get cheaper insurance

It takes a special kind of skill to keep your bike upright bike following a high speed collision. Fortunately for the chap in this clip, his experience with a high powered bike kept him on both wheels as well as in one piece.



Bikers who take their skills to the next level, by taking an advanced riding course, don't just increase their chances of surviving an accident, they also reduce their chance of being involved in an incident in the first place. And as well as keeping them in one piece, you can also qualify for lower insurance premiums with Bikesure.

We can reward your participation in a number of schemes, including ROSPA & the IAM, but the biggest savings are to be had by those who have completed the RideDrive course. If you complete the Ride Drive course successfully, we will guarantee to beat your renewal premium by a whopping 25%!

There are no strings and no hidden charges. Just do the course, and when you are due to renew, we will beat any renewal premium by at least 25% and sometimes more.

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link | posted by Dave Wilson at Wednesday, May 16, 2007
1 comments links to this post

Motorcycle Jousting

Just in case you were wondering, we don't cover you for this.

Even if it is fun.

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link | posted by Dave Wilson at Wednesday, April 11, 2007
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Gordon Bennetts! - Insurance Babes, real and otherwise

The latest issue of the Insurance Times has an interesting feature on the so called Bennetts "Babes".

Usually Bennetts employ wannabe glamour models, who may look attractive in the right light, but generally know as much about insurance as I do about morris dancing. It seems that Bennetts have realised that having someone from the insurance industry who is both attractive and well-informed on the merits of the various motorcycle insurance policies available would be a good thing.

And so, presumably having failed to find anyone suitable working for them, they've launched a competition to recruit babes from the UK insurance industry.

a well known bike and honda firebladeThey must be somewhat regretting having chosen alleged racist bully and Celebrity Big Brother contestant, Danielle Lloyd, to launch their campaign - especially so given her well known history with competitions (She "won" Miss Great Britain before being stripped of the title when it was found she was in a relationship with judge Teddy Sheringham). They've now been forced to cut their losses and dump the hapless glamour girl.

Of course, we already know that the hottest girls in insurance work for us, in the shape of the legendary Flux & Bikesure babes.

the real babes

For proof of that, you only had to be at Stoneleigh Park last week for the Motorcycle Trade Expo, where men from around the UK bike industry had the opportunity to meet Laura and Jenny, who were there on our behalf, along with Rob, Duncan and Dave McCourt, our dealers rep.

And the dealers and traders were pleasantly surprised to find that OUR babes not only looked stunning, but also genuinely worked for us, knew all about insurance and bikes and even took an interest in their well polished helmets - our helmet and leathers cover is an essential add-on for bikers who want to look after their gear.

babes who know about insurance

Check out our Flickr for more pics of some real insurance babes in action, or check out their website - fluxbabes.co.uk.

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link | posted by Dave Wilson at Friday, January 19, 2007
0 comments links to this post

Pitt Stopped

Brad Pitt has a really cool custom bike, but recently made a first class pratt of himself by filling the chopper's oil tank with petrol right in front of a load of journalists.

There's a full explanation of how Brad managed to cock up along with some juicy pics on the truly excellent and highly recommended Helmethair blog.

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link | posted by Dave Wilson at Monday, November 06, 2006
0 comments links to this post

Rad Scooters

our squidoo
Bikesure have just done a new squidoo lens on radically modified scooters with all the top links a twist and go enthusiast could ever want linked in one place. You can check it out at http://www.squidoo.com/radicalscooters

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link | posted by Dave Wilson at Monday, November 06, 2006
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Dumb Questions

Here are some really annoying questions to ask your mates the next time your in the Pub.

Why are wrong numbers never busy?

If swimming is such good exercise,why are whales so fat?

If nothing sticks to Teflon, how do they make Teflon stick to pans?

If someone with multiple personalities threatens to kill himself, is it considered a hostage situation?

If olive oil comes from squeezing olives, how do they make baby oil?

When a agnostic dies, does he go to the 'great perhaps'?

When sign-makers go on strike, do they carry blank picket signs?

Do infants enjoy infancy as much as adults enjoy adultery?

If love is blind, why is lingerie so popular?

Why are haemorrhoids called 'haemorrhoids' instead of 'asteroids'?

If people from Poland are called Poles, why aren't people from Holand called Holes?

If a tortoise loses it's shell,is it naked or homeless?

If a word in the dictionary was spelled wrong, how would we know?

Is there something you can take for kleptomania?

Do bleached blondes pretend to have more fun?

If the pen is mightier than the sword, and a picture is worth a thousand words, how dangerous is a fax?

Why do people steal hotel towels when hundreds of people have used them to dry their crotches?

Can sexual harassment at work be a problem if you're self-employed?

Is reading on the toilet multi-tasking?

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link | posted by 1 legged freak at Monday, October 23, 2006
0 comments links to this post

SMIDSY - Sorry Mate, I Didn't See You


South Gloucestershire police have been running a campaign called SMIDSY, designed to help educate drivers about bikers and remind them to watch out for and expect bikes.

Here are their top tips for safer riding and staying seen, I've posted their tips for car drivers on the Fluxposure blog.

  • Even if your bike is small and low powered, don't ride too close to the kerb if you can help it.

  • Whenever possible, ride so that you can see other vehicles and they can see you - at least midway between the kerb and the central white line - REMEMBER, you may have to adjust this position for on-coming traffic or traffic emerging from a side road.

  • Never assume that another driver has seen you.

  • If in doubt, alter your position and slow down.

  • Consider using your bike’s horn to draw drivers’ attention to your presence.

  • Do not ride between lanes of traffic at high speed. Steady progress is still progress.

  • Remember, cars and vans cannot accelerate from stationary as fast as a motorcycle, so make allowances.

  • Don't tailgate cars, sit away from them and give yourself plenty of space.

  • The road is not a race track and those few riders who treat it as such do a disservice to responsible motorcyclists.

  • Keep your speed appropriate to the road conditions.

  • Be patient, be cautious and enjoy your motorcycling.

  • Wear high visibility clothing and use your lights to improve your visibility to other road users.

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link | posted by Dave Wilson at Monday, October 16, 2006
1 comments links to this post

An Adventure Begins - Part 1

Rob's Quest for Meaning and Getting Himself in Trouble

Rob's quest for meaningFor some time now I've had this nagging feeling that I just don't do enough. What difference have I ever made? When have I ever really put myself out? What have I ever done that has not just been about pleasing myself? What have I ever really achieved? When have I ever really tested myself and been pushed to my limits and beyond? Call it a mid-life crisis, call it soul searching, call it what you will.

These feelings and voices have steadily grown from a whisper to a loud voice that has become impossible to ignore, impossible to drown out with another beer and demands to be acted upon.
A while ago a guy who wanted motorcycle insurance contacted us. He'd been rising round the world on his bike for the last 5 years raising money for the "VSO" (Volunteer Services Abroad).

This sparked my interest and I did a bit of research on the net about the organisation.
VSO is the largest independent charity in the world, working through volunteers. They work in over 30 countries in the poorest region of the world and instead of sending money, food or clothes, we send people from a range of professions who want to make a difference, building schools, making wells and a whole range of projects to help those far less fortunate than us. VSO volunteers work in six specific areas: HIV and AIDS, disability, participation and governance, secure livelihoods, education, health and well-being and they need to raise money to train these volunteers and get them out there.

Rob's quest for meaningI noticed on their site that they do "adventures" where people can raise money through sponsorship for the charity, get to do something that little bit different and challenge themselves in the process. "Hmmm, I thought, sounds interesting". I read on. I saw that they were doing a trek to climb Mount Kilimanjaro, the highest freestanding mountain in the world at nearly 20,000 ft, in January 2007. "Cool" I thought, without really thinking about what might be involved, "Sounds like an experience I wouldn't forget, I'll sign up for that".

The catch was that you had to raise a minimum of £3000 to fund the trip and provide a sizeable donation to the charity. That's all well and good but I didn't like the idea of asking people to sponsor me when part of their sponsorship would be going towards me having a possibly life changing (ending) experience. Why should anyone give me money to have a (hopefully) good time? So I had a chat with my conscience and decided to completely finance the whole trip so that 100% of any sponsorship I collect will go to the charity.

So, sign up I did. A few days ago I received confirmation that I'd been accepted and was the 29th person out of a group of 30. Just like me to leave things to the last minute! The pack arrived with lots of useful information and it was only then, after reading the literature cover to cover, that the scale of what I had decided to do without giving it serious thought, hit home. Gulp! This was going to be very, very far from being easy and it became clear that I would need to get into training straight away.

The hike will involve about 40 hours walking, the longest trek being on the final day, taking about 14 hours solid climbing, much of it through the middle of the night, up steep, difficult terrain, with about 50% of the oxygen that occurs at sea level and a really serious risk of altitude sickness! Holy sh*t!

As I write this I'm about to go and buy some hiking gear, plan a training programme and I've just read one guys write up of his personal experience of the ascent. Reading it left my palms sweating, feeling sick and wondering what the hell was I thinking about! This is going to something that I have to take extremely seriously for a change.

Rob's quest for meaningHere are a few extracts from his account that'll give you a feel of it:

"Within 10 minutes James was on his way down unable to cope with the path by torchlight. Down on the ground several kilometres below us this would be a laughable excuse, but up here everything was different. I myself was constantly out of breath, each time we stopped I leant heavily on my stick and just tried to take in as much air to my lungs as possible. There was no view to be see, just black and a hundred billon stars above me – not that I noticed them. I was just concentrating on my feet, urging them, willing them to make the next tiny step forward. After about an hour of climbing my head torch suddenly went dim, then out. I carried on by the lights of the people before and behind me. By five in the morning we reached the Hans Meyer we stopped for a break and sweet tea was provided."

"The true summit of Uhuru peak was another 210m up and 2 hours walk away. There was no way I was going to make it and all I wanted now was to get off this mountain - now. This was probably a wise move. I was later told that each year on average 20 people die on the mountain. They wouldn't say how many people make it to hospital before becoming a statistic. I was quickly seen by Margery and she instantly diagnosed High Altitude Pulmonary Oedema. Which was explained to me as water on the lungs. If I had stayed up on the mountain it was likely that I would have drowned at over 5 kilometres up – a different way to go!"


So, there you go and here comes the big ask.....I want and more importantly, need your help! I want to try and raise a total of £5,000 in quite a short space of time. Having got as much sponsorship as I can will help give me the drive to push on where otherwise I might give in. In the dark, in freezing temperatures, both physically and mentally exhausted, knowing that I've got so many people helping me and putting their hands in their pockets will enable me to find reserves of strength and will power that I didn't know I had.

If you feel able and willing, please click on this link and you can make a donation direct to the VSO or you can email me at robert.balls@adrianflux.co.uk to make a donation and I'll get in touch. Any sponsorship or donation, no matter how small will be very gratefully received indeed. Equally, no worries if not and thanks for taking the time for reading this far, if you're still with me that is. Have a good day.


Robert
Business Manager Bikesure Insurance Services

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link | posted by cheesey-grin at Friday, October 13, 2006
1 comments links to this post

Awesome Bike Stunt

What do you get if you cross the Wall of Death with a Hamster Ball. Well...

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link | posted by Dave Wilson at Wednesday, October 11, 2006
0 comments links to this post

Welcome to the BikesureBlog

Welcome to the brand new blog from Bikesure, the specialist motorcycle insurance broker.

We will use this blog to bring you:

* Answers to the common questions people have about bike insurance.
* Details of the great deals and savings available to all bikers with Bikesure.
* Coverage of bike shows and events.
* Useful links to motorbike, moped, trike, quad and scooter sites we think you'll like.
* Comment and views on issues of interest to bikers.
* All the latest news and analysis covering motorbike insurance.
* Stories and feedback from our clients.
* Anything else that takes our fancy.

If you have any questions, feedback or comments about this blog, or Bikesure please feel free to post - we'll read them all.

David Wilson

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link | posted by Dave Wilson at Wednesday, October 11, 2006
0 comments links to this post

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