Agreed Value Motorbike Insurance

Agreed Value bike insurance is available on Classic bikes, Harley Davidsons, Collectible motorbikes, Custom bikes and Modified bikes. If your bike falls into one of these categories, and has been well looked after and maintained, the Market Value rate payable in the event of a total loss claim may not reflect the true value of your motorcycle, which could be achieved if you were to sell it in its present condition. If this applies to your bike, then you should ask for an agreed value clause in your policy. If you choose an Agreed Value insurance policy and your motorcycle is written off, then any offer made will be based on the agreed value, rather than the current market price value.

If you request an agreed value policy, you will be required to complete an agreed valuation form and may be asked to send us one or more photographs of your bike and sometimes we will also require copied of receipts of parts and labour costs for any work that has been carried out on your vehicle. We may ask for an independent valuation, which can usually be obtained from an owners club or specialist garage. All of this information is important as we need to know all about your bike in order to value it - if you don't complete the required paperwork, your bike will be covered, but only to market value rates.

Where we need photos of your bike, you have the option of sending in digital photos or scans via email, rather than spending money on extra prints. Please bear in mind that the more expensive or exotic your bike, the more detail we will require from your photos.

Once we have received all your details, one of our expert valuers will review the information that you have supplied and if agreeable to the insurance company, will issue you with an Agreed Valuation Certificate.

To speak to one of our motorcycle insurance specialists, use the call back form during our office hours of 9am to 7pm Monday to Friday or 9am to 4pm Saturday or get an immediate agreed value motorcycle insurance quote.